Cedar County property record for 1069 Stone Mill Rd, Tipton, IA 52772 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,400 sqft · built 1992 |
| Lot Size | 34.3 acres (1,495,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Dec 2023) |
| Tax Bill | $3,120 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Dec 2023 Sale & Line of Credit + 4 more |
| Flood Zone | Zone A (high risk) |
| APN | 004010144000020 |
| Primary APN | 004010144000020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,400 sqft Living Area |
| Basement Area | 1,400 sqft |
| Finished Basement | 325 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,495,110 sqft (34.3 acres) |
| Garage Type | Mixed |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 294 sqft |
|---|---|
| Patio Area | 252 sqft |
| Lean-To | 144 sqft |
| Pole Barn | 1,344 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1069 STONE MILL RD |
|---|---|
| City | TIPTON |
| State | IA |
| Zip | 52772-9370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 2 OF LOT A SE EXC PARC C OF A & LOT 2 OF LOT B SE EXC PARCEL E |
| Legal Range | 03W |
| Legal Township | 80N |
| Legal Section | 14 |
| Legal Lot Number | 2 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 450500 |
Source: Cedar County records · APN 004010144000020
Assessment roll updated March 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1069 STONE MILL RD, TIPTON, IA 52772-9370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit LIBERTY TRUST & SAVINGS BANK |
| Dec 28, 2023 | Warranty Deed, Transfer · Line of Credit LIBERTY TRUST & SAVINGS BANK |
| Sep 06, 2023 | Deed of Trust, Mortgage · Line of Credit HILLS BANK AND TRUST CO |
| Oct 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO |
| Sep 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO |
| Aug 01, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Deed Document Number | 20233280 |
| Deed Book / Page | 1717 / 349 |
| Prior Transfer Date | Jul 31, 2017 |
| Prior Transfer Doc | 001375/127 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 1069 STONE MILL RD, TIPTON, IA 52772-9370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1079 STONE MILL RD, TIPTON, IA 52772-9370 |
| Document Number | 001725/176 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 1725/176 |
| Instrument | 2024 649 |
| Name | LIBERTY TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DURANT, IA 52747 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 15, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Dec 28, 2023 |
| Property Address | 1069 STONE MILL RD, TIPTON, IA 52772-9370 |
| Document Number | 001717/349 |
| Book / Page | 1717 / 349 |
| Map Reference | MB A PG 190 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2023 3280 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1069 STONE MILL RD, TIPTON, IA 52772-9370 |
| Document Number | 0020233281 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2023 3281 |
| Name | LIBERTY TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Feb 15, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 1069 STONE MILL RD, TIPTON, IA 52772-9370 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1069 STONE MILL RD, TIPTON, IA 52772-9370 |
| Document Number | 0001706/30 |
|---|---|
| Date | Sep 06, 2023 |
| Book Page | 1706/30 |
| Instrument | 2023 2265 |
| Name | HILLS BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Address | HILLS, IA 52235 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 10, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 1069 STONE MILL RD, TIPTON, IA 52772-9370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001673/120 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 1673/120 |
| Instrument | 2022 3555 |
| Name | HILLS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 1069 STONE MILL RD, TIPTON, IA 52772-9370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001609/232 |
|---|---|
| Date | Sep 03, 2021 |
| Book Page | 1609/232 |
| Instrument | 2021 3434 |
| Name | HILLS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Aug 01, 2017 |
| Property Address | 1069 STONE MILL RD, TIPTON, IA 52772-9370 |
| Document Number | 001375/127 |
| Book / Page | 1375 / 127 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017 2386 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Cedar County records · Assessment roll updated March 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Unified School District | Tipton Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,120.00 Additional exemption filed | $269,470 (+19.16%) Land $51,410 Building $218,060 | $269,470 (+19.16%) Land $51,410 Building $218,060 |
| 2024 | $3,120.00 (+25.1%) | ||
| 2023 | $226,150 (+22.37%) Land $36,870 Building $189,280 | $226,150 (+22.37%) Land $36,870 Building $189,280 | |
| 2022 | $2,494.00 Homeowner's exemption Additional exemption filed | $184,810 Land $24,710 Building $160,100 | |
| 2021 | $184,810 Land $24,710 Building $160,100 |
Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Wildfire Risk | Moderate above 47% of the US · above 79% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AMG Technology Investment Group | Fixed Wireless | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Clarence Telephone Company, Verizon, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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