1069 Shaw Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 1069 Shaw Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,118 sqft · built 1975
Lot Size	0.344 acres (15,028 sqft)
Owner	Owner Name on File
Last Sale	$230,280 (Jun 2011)
Tax Bill	$4,422 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`489135`

Property Details

APN / Parcel Number

Primary APN	`489135`
Alternative APNs	`390222 347355 0000` `96201`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,118 sqft Living Area
1st Floor Area	946 sqft
2nd Floor Area	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Bi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.344 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	168 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	489135
Street Address	1069 SHAW RD
City	FERNDALE
State	WA
Zip	98248-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LAUREL GROVE ADD NO 2 LOT 16
Legal Range	02
Legal Township	39
Legal Section	22
Legal Subdivision	LAUREL GROVE ADD
Legal Lot Number	16
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3045
Census Tract	10600

Owner

The current owner of 1069 Shaw Rd bought it in June 2011.

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	1069 SHAW RD, FERNDALE, WA 98248-9416
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2011 · Amount on File
Deed Sale	Jun 30, 2011 · Amount on File
Prior Sale	Aug 29, 2003 · Amount on File
Deed Document Number	2110602858
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1069 SHAW RD, FERNDALE, WA 98248-9416
Document Number	2200602919
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1069 SHAW RD FERNDALE WA 982489416, FERNDALE, WA 98248-9416

Mortgage

Document Number	2200602919
Date	Jun 17, 2020
Instrument	602919

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1069 SHAW RD, FERNDALE, WA 98248-9416
Document Number	2190803958
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1069 SHAW RD FERNDALE WA 982489416, FERNDALE, WA 98248-9416

Mortgage

Document Number	2190803958
Date	Aug 30, 2019
Instrument	803958

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 29, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1069 Shaw Rd was $4,422.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,422.00	$569,009 Land $223,100 Building $345,909	$569,009 Land $223,100 Building $345,909
2022		$467,296 Land $168,534 Building $298,762	$467,296 Land $168,534 Building $298,762
2021	$3,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1069 Shaw Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1990–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 3 claims Severe Storms & Flooding, Nov 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1069 Shaw Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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