1069 Sedgefield Rd, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 1069 Sedgefield Rd, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 1945
Lot Size	0.26 acres (11,354 sqft)
Owner	2 Company Names on Record
Last Sale	$735,000 (Oct 2021)
Tax Bill	$7,577 (2023)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`147-073-29`

Property Details

APN / Parcel Number

Primary APN	`147-073-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,621 sqft Heated Area
Gross Area	2,366 sqft
1st Floor Area	1,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,354 sqft (0.26 acres)
Garage Area	360 sqft
Porch	Porch
Porch Area	18 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	147-073-29
Street Address	1069 SEDGEFIELD RD
City	CHARLOTTE
State	NC
Zip	28209-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L11 B6 M5-191
Legal Subdivision	SEDGEFIELD
Legal Block	6
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1012
Census Tract	3302

Owner

Source: Mecklenburg County records, as of December 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1069 SEDGEFIELD RD, CHARLOTTE, NC 28209-1227
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Dec 7, 2023	Intrafamily Transfer, Transfer
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	0000195096
Deed Book / Page	36635 / 446
Last Transfer Date	Dec 7, 2023
Transfer Doc	0000114477
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 18, 2025
Property Address	1069 SEDGEFIELD RD, CHARLOTTE, NC 28209-1227
Document Number	0000060504
Book / Page	39663 / 448
Map Reference	MB 5 PG 191
Instrument Date	Jun 16, 2025
Instrument	2025060504
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	EXECUTIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3608 TABLE ROCK RD, CHARLOTTE, NC 28226-6642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 SEDGEFIELD RD, CHARLOTTE, NC 28209-1227

Mortgage

Document Number	0000060505
Date	Jun 18, 2025
Instrument	2025060505

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 7, 2023
Property Address	1069 SEDGEFIELD RD, CHARLOTTE, NC 28209-1227
Document Number	0000114477
Book / Page	38521 / 23
Map Reference	MB 5 PG 191
Instrument Date	Dec 6, 2023
Instrument	2023114477
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1069 SEDGEFIELD RD, CHARLOTTE, NC 28209-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1069 SEDGEFIELD RD, CHARLOTTE, NC 28209-1227

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 12, 2021
Property Address	1069 SEDGEFIELD RD, CHARLOTTE, NC 28209-1227
Document Number	0000195096
Book / Page	36635 / 446
Map Reference	MB 5 PG 191
Instrument Date	Oct 12, 2021
Instrument	2021195096
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 ROSLYN RD, WINSTON SALEM, NC 27104-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 SEDGEFIELD RD, CHARLOTTE, NC 28209-1227

Mortgage

Document Number	0000195097
Date	Oct 12, 2021
Instrument	2021195097

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,577.00	$785,200 Land $456,000 Building $329,200	$785,200 Land $456,000 Building $329,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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