1069 Saint Francis Dr, Concord, CA 94518 Property Records

Contra Costa County property record for 1069 Saint Francis Dr, Concord, CA 94518 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,560 sqft · built 1976
Lot Size	0.919 acres (40,050 sqft)
Owner	2 Individual Names on File
Last Sale	$953,000 (Nov 2020)
Tax Bill	$6,410 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2020 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`130-430-013-8`

Property Details

APN / Parcel Number

Primary APN	`130-430-013-8`
Alternative APN	`130-430-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Lot Area	40,050 sqft (0.919 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1069 SAINT FRANCIS DR
City	CONCORD
State	CA
Zip	94518-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3804 LOT 13
Legal Subdivision	ST FRANCIS PARK SUB 3804
Legal Tract	3804
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	337100

Owner

Source: Contra Costa County records · APN 130-430-013-8

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 13, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage LANE SPRAY TRUST (PT)
Mar 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage LANE SPRAY TRUST (PT)
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage 2019 EXIGENT TRUST (CT)
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage 2019 EXIGENT TRUST (CT)
Dec 15, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY
Dec 15, 2017	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2020273383
Prior Transfer Date	Aug 11, 2011
Prior Transfer Doc	0000169059
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625

Mortgage

Document Number	0000150635
Date	Oct 06, 2022
Instrument	2022-150635

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 13, 2020
Property Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625
Document Number	0000273383
Map Reference	MB 170 PG 25
Instrument Date	Nov 06, 2020
Instrument	2020-273383
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625

Mortgage

Document Number	0000273384
Date	Nov 13, 2020
Instrument	2020-273384

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625
Document Number	0000070450
Instrument Date	Apr 09, 2020
Transaction Type	Mortgage
Record Updated	May 04, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1069 SAINT FRANCIS DR CONCORD CA 945181625, CONCORD, CA 94518-1625

Mortgage

Document Number	0000070450
Date	Apr 14, 2020
Instrument	70450

Lender

Name	LANE SPRAY TRUST (PT)
Address	18065 COASTLINE DR # 1, MALIBU, CA 90265-5714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625
Document Number	0000044537
Instrument Date	Mar 04, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1069 SAINT FRANCIS DR CONCORD CA 945181625, CONCORD, CA 94518-1625

Mortgage

Document Number	0000044537
Date	Mar 09, 2020
Instrument	44537

Lender

Name	LANE SPRAY TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625
Document Number	0000004317
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1069 SAINT FRANCIS DR CONCORD CA 945181625, CONCORD, CA 94518-1625

Mortgage

Document Number	0000004317
Date	Jan 09, 2020
Instrument	4317

Lender

Name	2019 EXIGENT TRUST (CT)
Address	SANTA MONICA, CA 90401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625
Document Number	0000178791
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1069 SAINT FRANCIS DR CONCORD CA 945181625, CONCORD, CA 94518-1625

Mortgage

Document Number	0000178791
Date	Oct 21, 2019
Instrument	178791

Lender

Name	2019 EXIGENT TRUST (CT)
Address	SANTA MONICA, CA 90401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 15, 2017
Property Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625
Document Number	0000236058
Instrument Date	Dec 12, 2017
Instrument	236058
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1069 SAINT FRANCIS DR CONCORD CA 945181625, CONCORD, CA 94518-1625

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 15, 2017
Property Address	1069 SAINT FRANCIS DR, CONCORD, CA 94518-1625
Document Number	0000236059
Instrument Date	Dec 11, 2017
Instrument	236059
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$997.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1069 SAINT FRANCIS DR CONCORD CA 945181625, CONCORD, CA 94518-1625

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$503,938 (+2%) Land $248,416 Building $255,522
2025	$6,410.00 (+4.81%) Homeowner's exemption	$494,058 (+4.04%) Land $243,546 Building $250,512
2023	$6,116.00 (+1.48%) Homeowner's exemption	$474,875 Land $234,090 Building $240,785
2022	$6,027.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133371002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (1983–2012)
Most Recent Claim	Dec 2012, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Sonic Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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