1069 Rockcress Ln, Banning, CA 92220 Property Records

Riverside County property record for 1069 Rockcress Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,282 sqft · built 2023
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$423,500 (Nov 2023)
Tax Bill	$8,584 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`408-670-051`

Property Details

APN / Parcel Number

Primary APN	`408-670-051`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,282 sqft Living Area
Gross Area	2,752 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Tile
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1069 ROCKCRESS LN
City	BANNING
State	CA
Zip	92220-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.07000000 ACREAGEQUALCODE ML LOT 162 LOTTYPE L MAPPLATB 485 MAPPLATP 076 SUBDIVISIONNAME TR 37389-2
Legal Subdivision	485M76-84
Legal Tract	37389-2
Legal Lot Number	162
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1018
Census Tract	44103

Owner

Source: Riverside County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1069 ROCKCRESS LN, BANNING, CA 92220-1260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Nov 8, 2023	Grant Deed, Subdivision Related Transfer · FHA Mortgage GENHOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Prior Sale	Sep 26, 2023 · Amount on Record
Deed Document Number	2023338072
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 1, 2026
Property Address	1069 ROCKCRESS LN, BANNING, CA 92220-1260
Document Number	0000097648
Instrument Date	Mar 25, 2026
Instrument	202697648
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 ROCKCRESS LN, BANNING, CA 92220-1260

Mortgage

Document Number	0000097648,
Date	Apr 1, 2026
Instrument	202697648

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

November 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 8, 2023
Property Address	1069 ROCKCRESS LN, BANNING, CA 92220-1260
Document Number	0000338072
Map Reference	MB 485 PG 76-84
Instrument Date	Oct 24, 2023
Instrument	2023-0338072
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 ROCKCRESS LN, BANNING, CA 92220-1260

Mortgage

Document Number	0000338073
Date	Nov 8, 2023
Instrument	2023-0338073

Lender

Name	GENHOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Beaumont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,584.00 (+2%)	$431,790 (+18,455.65%) Land $76,500 Building $355,290
2024	$8,416.00 (+167.94%)
2023	$3,141.00	$2,327 Land $2,327

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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