1069 River Ave, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 1069 River Ave, Gardiner, ME 04345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 902 sqft · built 1952
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2025)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GARR M:005 B:020`

Property Details

APN / Parcel Number

Primary APN	`GARR M:005 B:020`
Alternative APNs	`M:005 L:020` `198`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	902 sqft Living Area
Gross Area	2,006 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	198
Street Address	1069 RIVER AVE
City	GARDINER
State	ME
Zip	04345-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Block	20
Jurisdiction	GARDINER ME
Township / Civil Division	GARDINER
Census Block Group	5
Census Block	5017
Census Tract	11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Gardiner City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 SWANSON LOOP, 205, BRUNSWICK, ME 04011-5232
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Warranty Deed, Transfer · Conventional Mortgage CAMDEN NATIONAL BANK
Nov 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Nov 27, 2023 · Amount on Record
Deed Document Number	202516744
Deed Book / Page	15456 / 276
Transfer Doc	0000024290
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Aug 13, 2025
Property Address	1069 RIVER AVE, GARDINER, ME 04345-6421
Document Number	2025016744
Book / Page	15456 / 276
Instrument Date	Aug 12, 2025
Instrument	2025016744
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9 SWANSON LOOP UNIT 205, 205, BRUNSWICK, ME 04011-5232

Mortgage

Document Number	2025016745
Date	Aug 13, 2025
Instrument	2025016745

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Nov 27, 2023
Property Address	1069 RIVER AVE, GARDINER, ME 04345-6421
Document Number	2023023914
Book / Page	14924 / 80
Instrument Date	Nov 22, 2023
Instrument	2023023914
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 CASTNER RD, WALDOBORO, ME 04572-5822

Mortgage

Document Number	2023023915
Date	Nov 27, 2023
Instrument	2023023915

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Gardiner City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Gardiner City
Unified School District	School Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00 (+2.72%)	$93,400 (-) Land $19,800 Building $73,600
2024	$2,391.00 (+7.99%)	$93,400 (-) Land $19,800 Building $73,600	$136,135
2023	$2,214.00 (+6.8%)	$93,400 (-) Land $19,800 Building $73,600
2022	$2,073.00	$93,400 Land $19,800 Building $73,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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