Jefferson County property record for 1069 Providence Way, Herculaneum, MO 63048
| Property Type | Single Family Home |
|---|---|
| Details | 1,480 sqft · built 2022 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $407,671 (May 2026) |
| Tax Bill | $3,830 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117.025.00000877 |
| Primary APN | 117.025.00000877 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,480 sqft Living Area |
| Gross Area | 1,880 sqft |
| 1st Floor Area | 1,480 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Street Address | 1069 PROVIDENCE WAY |
|---|---|
| City | HERCULANEUM |
| State | MO |
| Zip | 63048-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE 12 LOT 249 |
| Legal Subdivision | PROVIDENCE 12 |
| Legal Lot Number | 249 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 700802 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1069 PROVIDENCE WAY, HERCULANEUM, MO 63048-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Construction Mortgage TRIAD BANK |
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| May 15, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WEST RIDGE FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | May 15, 2023 |
| Deed Document Number | 202612875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1069 PROVIDENCE WAY, HERCULANEUM, MO 63048-1706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000025865 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022R-025865 |
| Name | TRIAD BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63131 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | May 13, 2026 |
| Property Address | 1069 PROVIDENCE WAY, HERCULANEUM, MO 63048-1706 |
| Document Number | 0000012875 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026.12875 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1069 PROVIDENCE WAY, HERCULANEUM, MO 63048-1706 |
| Document Number | 0000012876, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026..12876 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | May 15, 2023 |
| Property Address | 1069 PROVIDENCE WAY, HERCULANEUM, MO 63048-1706 |
| Document Number | 0000011574 |
| Map Reference | DOC 2021P-000172 |
| Instrument Date | May 8, 2023 |
| Instrument | 2023R-011574 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1069 PROVIDENCE WAY, HERCULANEUM, MO 63048-1706 |
| Document Number | 0000011575 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023R-011575 |
| Name | WEST RIDGE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Herculaneum City |
| Unified School District | Dunklin R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,300 (-) Land $11,700 Building $41,600 | $280,300 (-) Land $61,600 Building $218,700 | |
| 2025 | $3,830.00 (+10.06%) | $53,300 (+73.62%) Land $11,700 Building $41,600 | $280,300 (-) Land $61,600 Building $218,700 |
| 2024 | $3,480.00 (+60.44%) | $280,300 (+73.67%) Land $61,600 Building $218,700 | |
| 2023 | $2,169.00 | $30,700 Land $7,000 Building $23,700 | $161,400 Land $36,800 Building $124,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1993–2003) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from several systems |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | JEFFERSON COUNTY PWSD 7 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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