Whatcom County property record for 1069 Piper Rd, Ferndale, WA 98248
| Property Type | Land for Livestock, Animals |
|---|---|
| Details | 4 bd · 4 ba · 2,779 sqft · built 2004 |
| Lot Size | 4.46 acres (194,278 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,050 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108097 |
| Primary APN | 108097 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,779 sqft Total Area |
| 1st Floor Area | 1,422 sqft |
| 2nd Floor Area | 1,357 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 194,278 sqft (4.46 acres) |
| Garage Type | Attached |
| Garage Area | 988 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 832 sqft |
| Patio Area | 750 sqft |
| Storage Building | 1,480 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 108097 |
|---|---|
| Street Address | 1069 PIPER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9412 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Land for Livestock, Animals |
| Local Zoning Code | R10A |
| Legal Description | E 342 FT OF W 642 FT OF N 640 FT OF NW SE-LESS RDS-EXC ANY PTN LY WITHIN TR DAF-BEAP AT SE COR OF NORTHWEST RD-PIPER RD-TH EL |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 15 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 10600 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1069 PIPER RD, FERNDALE, WA 98248-9412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK |
| Jun 5, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1069 PIPER RD, FERNDALE, WA 98248-9412 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000604418 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021-0604418 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | FERNDALE, WA 98248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1069 PIPER RD, FERNDALE, WA 98248-9412 |
| Document Number | 2200602823 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1069 PIPER RD FERNDALE WA 982489412, FERNDALE, WA 98248-9412 |
| Document Number | 2200602823 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 602823 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1069 PIPER RD, FERNDALE, WA 98248-9412 |
| Document Number | 2170600850 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1069 PIPER RD FERNDALE WA 982489412, FERNDALE, WA 98248-9412 |
| Document Number | 2170600850 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 600850 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,050.00 (+12.57%) | $649,802 (-1.66%) Land $13,558 Building $636,244 | $936,787 (+4.43%) Land $300,543 Building $636,244 |
| 2022 | $660,745 Land $27,620 Building $633,125 | $897,058 Land $263,933 Building $633,125 | |
| 2021 | $4,486.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1990–2025) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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