1069 Pine Ridge Rd, Zebulon, NC 27597 Property Records

Franklin County property record for 1069 Pine Ridge Rd, Zebulon, NC 27597

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,770 sqft · built 2020
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,500 (Dec 2018)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	May 2020 Construction Loan Dec 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2728-77-1856`

Property Details

APN / Parcel Number

Primary APN	`2728-77-1856`
Alternative APNs	`043715` `48823`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,770 sqft Total Area
Bonus Room	Bonus Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Bungalow
Exterior Material	Wood Shingle
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	110,207 sqft (2.53 acres)
Terrain	Rolling
Garage Type	Attached - Finished
Porch	Porch
Porch Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	48823
Street Address	1069 PINE RIDGE RD
City	ZEBULON
State	NC
Zip	27597-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	LOT:1 DIST:101 CITY/MUNI/TWP:DUNN SUBD:WRENN LOT
Legal Subdivision	WRENN LOT
Legal Lot Number	1
Jurisdiction	FRANKLIN NC
Township / Civil Division	DUNN
Census Block Group	2
Census Block	2045
Census Tract	60801

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1069 PINE RIDGE RD, ZEBULON, NC 27597-6175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Construction Mortgage KS BANK INC
Dec 14, 2018	Warranty Deed, Transfer · Line of Credit TOUCHSTONE BK
Nov 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	0021661532
Deed Book / Page	2166 / 1532
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	1069 PINE RIDGE RD, ZEBULON, NC 27597-6175
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022090074
Date	May 7, 2020
Book Page	2209/74

Lender

Name	KS BANK INC
Type	Bank
Address	SMITHFIELD, NC 27577

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Dec 14, 2018
Property Address	1069 PINE RIDGE RD, ZEBULON, NC 27597-6175
Document Number	0021661532
Book / Page	002166 / 001532
Instrument Date	Dec 14, 2018
Instrument	10007574
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	43 WILLIAMS RD SPRING HOPE NC 278827527, SPRING HOPE, NC 27882-7527

Mortgage

Document Number	21661535
Date	Dec 14, 2018
Book Page	002166/001535
Instrument	10007574

Lender

Name	TOUCHSTONE BK
Address	PRINCE GEORGE, VA 23875

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Nov 16, 2018
Property Address	1069 PINE RIDGE RD, ZEBULON, NC 27597-6175
Document Number	0021641596
Book / Page	002164 / 001596
Instrument Date	Nov 16, 2018
Instrument	10006720
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$192.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1011 YOUNGSVILLE NC 275961011, YOUNGSVILLE, NC 27596-1011

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00 (+3.39%)	$489,680 (+56.17%) Land $86,480 Building $403,200	$489,680 (+56.17%) Land $86,480 Building $403,200
2023	$2,806.00	$313,560 Land $35,920 Building $277,640	$313,560 Land $35,920 Building $277,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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