Kershaw County property record for 1069 Pepper Ridge Dr, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 3,346 sqft · built 1983 |
| Lot Size | 0.803 acres (35,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $221,300 (Jul 2008) |
| Tax Bill | $83 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 309-02-0D-002-S89 |
| Primary APN | 309-02-0D-002-S89 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,346 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Lot Area | 35,010 sqft (0.803 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 648 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 440 sqft |
| Account Number | 2249 |
|---|---|
| Street Address | 1069 PEPPER RIDGE DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | PEPPER RIDGE SUB SEC 2 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970905 |
Source: Kershaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1069 PEPPER RIDGE DR, LUGOFF, SC 29078-9653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Mar 21, 2017 | Deed of Trust, Mortgage · VA Mortgage SUNTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2008 · Amount on Record |
| Deed Sale | Jul 10, 2008 · Amount on Record |
| Prior Sale | Oct 4, 2005 · Amount on Record |
| Deed Book / Page | 2389 / 193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1069 PEPPER RIDGE DR, LUGOFF, SC 29078-9653 |
| Document Number | 0000005517 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1069 PEPPER RIDGE DR LUGOFF SC 290789653, LUGOFF, SC 29078-9653 |
| Document Number | 0000005517 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 004059/000036 |
| Instrument | 5517 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1069 PEPPER RIDGE DR, LUGOFF, SC 29078-9653 |
| Document Number | 0000002690 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1069 PEPPER RIDGE DR LUGOFF SC 290789653, LUGOFF, SC 29078-9653 |
| Document Number | 0000002690 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 003673/000230 |
| Instrument | 2690 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2047 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83.00 | $234,200 (-) Land $30,000 Building $204,200 | $234,200 (-) |
| 2023 | $83.00 | $234,200 Land $30,000 Building $204,200 | $234,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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