1069 Oak Cir, Denver, CO 80215 Property Records

Jefferson County property record for 1069 Oak Cir, Denver, CO 80215

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,078 sqft · built 2020
Lot Size	0.021 acres (915 sqft)
Owner	Individual Name on File
Last Sale	$338,300 (Jan 2020)
Tax Bill	$5,147 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-041-16-084`

Property Details

APN / Parcel Number

Primary APN	`49-041-16-084`
Alternative APNs	`300505922` `505922`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,078 sqft Living Area
Gross Area	1,338 sqft
1st Floor Area	509 sqft
2nd Floor Area	569 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	915 sqft (0.021 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	300505922
Street Address	1069 OAK CIR
City	DENVER
State	CO
Zip	80215-4535
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SECTION 04 TOWNSHIP 04 RANGE 69 SUBDIVISIONCD 563190 SUBDIVISIONNAME OAK STREET SUB FLG NO 1 BLOCK 010 LOT 0006 SIZE: 924 VALUE: .021
Legal Range	69W
Legal Township	04S
Legal Section	04
Legal Subdivision	OAK STREET SUB FLG NO 1
Legal Block	10
Legal Lot Number	6
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1018
Census Tract	10902

Owner

1069 Oak Cir, a townhouse, is owned and occupied by an individual who bought it in January 2020.

Source: Jefferson County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1069 OAK CIR, DENVER, CO 80215-4535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP
Jan 2, 2020	Grant Deed, Transfer · Conventional with PMI INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on File
Deed Sale	Jan 2, 2020 · Amount on File
Deed Document Number	2020656
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	1069 OAK CIR, LAKEWOOD, CO 80215-4535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 OAK CIR, LAKEWOOD, CO 80215-4535

Mortgage

Document Number	0000114540
Date	Sep 10, 2020
Instrument	2020114540

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jan 2, 2020
Property Address	1069 OAK CIR, LAKEWOOD, CO 80215-4535
Document Number	0000000656
Instrument Date	Dec 23, 2019
Instrument	656
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.83
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 OAK CIR LAKEWOOD CO 802154535, LAKEWOOD, CO 80215-4535

Mortgage

Document Number	657
Date	Jan 2, 2020
Instrument	657

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1069 Oak Cir was $5,147.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Lakewood City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,147.00	$25,928 Land $5,391 Building $20,537	$414,842 Land $86,250 Building $328,592
2023	$5,139.00	$27,250 Land $6,030 Building $21,220	$461,716 Land $90,000 Building $371,716

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1069 Oak Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1069 Oak Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Verizon.

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