1069 NE 109th St, Miami, FL 33161 Property Records

Miami-Dade County property record for 1069 NE 109th St, Miami, FL 33161

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,726 sqft · built 1956
Lot Size0.194 acres (8,436 sqft)
OwnerIndividual Name on Record
Last Sale$387,000 (Sep 2020)
Tax Bill$5,574 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-2232-001-0500

Property Details

APN / Parcel Number

Primary APN30-2232-001-0500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,726 sqft Living Area
Gross Area2,384 sqft
1st Floor Area1,726 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area8,436 sqft (0.194 acres)
Lot Dimensions108 ft deep x 78.1 ft wide
Garage Area165 sqft
PorchPorch
Porch Area213 sqft

Location & Zoning

Street Address1069 NE 109TH ST
CityMIAMI
StateFL
Zip33161-7359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionMIAMI SHORES HGTS PB 51-51 E52.9FT LOT 16 & W26.2FT LOT 17BLK 3 LOT SIZE 78.110 X 108 OR 20259-4835 02 2002 5
Legal Range42E
Legal Township52S
Legal Section32
Legal SubdivisionMIAMI SHORES HGTS
Legal Block3
Legal Lot Number16,17
JurisdictionDADE FL
Township / Civil DivisionMIAMI
Census Block Group1
Census Block1003
Census Tract1209

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1069 NE 109TH ST, MIAMI, FL 33161-7359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 30, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Prior SaleApr 29, 1994 · Amount on Record
Deed Document Number2020554595
Deed Book / Page32122 / 57
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address1069 NE 109TH ST, MIAMI, FL 33161-7359
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1069 NE 109TH ST, MIAMI, FL 33161-7359

Mortgage

Document Number0000684633
DateSep 26, 2023
Book Page33900/1072
Instrument2023R0684633
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 25, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateSep 30, 2020
Property Address1069 NE 109TH ST, MIAMI, FL 33161-7359
Document Number0000554595
Book / Page32122 / 57
Map ReferenceMB 51 PG 51
Instrument DateSep 22, 2020
Instrument2020R0554595
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyHIGHPOINT T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,322.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address972 NE 111TH ST, 972, BISCAYNE PARK, FL 33161-7631

Transferred To (Grantee/Buyer)

NameVerified Name
Address1069 NE 109TH ST, MIAMI, FL 33161-7359

Mortgage

Document Number0000000059
DateSep 30, 2020
Instrument32122/59
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,574.00 (+8.04%) Homeowner's exemption$326,764 (+5.99%)$641,273 (+26.74%) Land $480,845 Building $160,428
2023$5,159.00 (+3.74%) Homeowner's exemption$308,306 (+3%)$505,980 (+37.74%) Land $345,552 Building $160,428
2022$4,973.00 Homeowner's exemption$299,327$367,337 Land $206,909 Building $160,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 units insured
incl. 182 condo units
Nearby Flood Claims11 (2013–2024)
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORTH MIAMI
serves 89,349 people · EPA ID FL4130977
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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