Montgomery County property record for 1069 Mistic Ln, Vandalia, OH 45377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,573 sqft · built 1995 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Sep 2020) |
| Tax Bill | $5,589 (2024) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B02 01306 0018 |
| Primary APN | B02 01306 0018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,573 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Attic Area | 154 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,320 sqft (0.191 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 256 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1069 MISTIC LN |
|---|---|
| City | VANDALIA |
| State | OH |
| Zip | 45377-9643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 CASSEL HILLS SEC 3 |
| Legal Subdivision | CASSEL HILLS |
| Legal Lot Number | 18 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | VANDALIA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 115002 |
1069 Mistic Ln is owned and occupied by two individuals who bought it in September 2020.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1069 MISTIC LN, VANDALIA, OH 45377-9643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DAY-MET CU |
| Aug 26, 2020 | Warranty Deed, Transfer · Conventional with PMI POLARIS HM FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on File |
| Deed Sale | Sep 11, 2020 · Amount on File |
| Prior Sale | Aug 26, 2013 |
| Deed Document Number | 2020-00053940 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1069 MISTIC LN, VANDALIA, OH 45377-9643 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1069 MISTIC LN, VANDALIA, OH 45377-9643 |
| Document Number | 0000014537 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 202300014537 |
| Name | DAY-MET CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45414 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 13, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 26, 2020 |
| Property Address | 1069 MISTIC LN, VANDALIA, OH 45377-9643 |
| Document Number | 0000053940 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 53940 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | TERRA TITLE COMPANY, TERRA TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1069 MISTIC LN VANDALIA OH 453779643, VANDALIA, OH 45377-9643 |
| Document Number | 53941 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 53941 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2050 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Vandalia City |
| Unified School District | Vandalia-Butler City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,260 Land $21,260 Building $83,000 | ||
| 2024 | $5,589.00 (+2.93%) | ||
| 2023 | $5,430.00 (+9.17%) | $104,260 (+35%) Land $21,260 Building $83,000 | $297,900 Land $60,750 Building $237,150 |
| 2022 | $4,974.00 | $77,230 Land $15,750 Building $61,480 | |
| 2020 | $220,660 Land $45,000 Building $175,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1069 Mistic Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1069 Mistic Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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