1069 Mainsail Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1069 Mainsail Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,177 sqft · built 1986
Lot Size	0.41 acres (17,859 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Jul 2015)
Tax Bill	$3,089 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002701-0580`

Property Details

APN / Parcel Number

Primary APN	`002701-0580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,177 sqft Living Area
Gross Area	2,727 sqft
1st Floor Area	2,177 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,859 sqft (0.41 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	42 sqft
Deck Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1069 MAINSAIL LN
City	SAINT JOHNS
State	FL
Zip	32259-9033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	15/93-95 BAYSIDE LOT 58 OR4050/1030
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	BAYSIDE
Legal Block	2
Legal Lot Number	58
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2007
Census Tract	20803

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1069 MAINSAIL LN, SAINT JOHNS, FL 32259-9033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2015 · Amount on Record
Deed Sale	Jul 1, 2015 · Amount on Record
Prior Sale	Jan 14, 2013 · Amount on Record
Deed Document Number	201540693
Deed Book / Page	4050 / 1030
Prior Transfer Date	Jan 2, 2009
Prior Transfer Doc	0031521470
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1069 MAINSAIL LN, SAINT JOHNS, FL 32259-9033
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 MAINSAIL LN, JACKSONVILLE, FL 32259-9033

Mortgage

Document Number	0050981738
Date	Nov 16, 2020
Book Page	5098/1738
Instrument	2020103028

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1069 MAINSAIL LN, SAINT JOHNS, FL 32259-9033
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 MAINSAIL LN, JACKSONVILLE, FL 32259-9033

Mortgage

Document Number	0052201858
Date	Mar 29, 2021
Book Page	5220/1858
Instrument	2021034282

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1069 MAINSAIL LN, SAINT JOHNS, FL 32259-9033
Document Number	0046350410
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 MAINSAIL LN ST JOHNS FL 322599033, ST JOHNS, FL 32259-9033

Mortgage

Document Number	0046350410
Date	Nov 1, 2018
Book Page	004635/000410
Instrument	79099

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1069 MAINSAIL LN, SAINT JOHNS, FL 32259-9033
Document Number	0043380532
Book / Page	004338 / 000532
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 MAINSAIL LN ST JOHNS FL 322599033, ST JOHNS, FL 32259-9033

Mortgage

Document Number	0043380532
Date	Mar 1, 2017
Book Page	004338/000532
Instrument	14733

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 28, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,862 (+2.7%)	$472,812 (+19.85%) Land $200,000 Building $272,812
2025	$3,089.00 (+13.4%) Homeowner's exemption	$243,293 (+5.99%)	$394,491 (+7.3%) Land $135,000 Building $259,491
2024	$2,724.00 (+2.1%)
2023	$2,668.00 (+3.21%) Homeowner's exemption	$229,550 (+3%)	$367,645 (-2.46%) Land $120,000 Building $247,645
2022	$2,585.00 Homeowner's exemption	$222,864	$376,926 Land $112,000 Building $264,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1996–2017)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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