Garrard County property record for 1069 Leavell Ridge Rd, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba |
| Lot Size | 18.8 acres (818,928 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $463 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-09 |
| Primary APN | 24-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Construction Type | Wood |
|---|---|
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 818,928 sqft (18.8 acres) |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 2926 |
|---|---|
| Street Address | 1069 LEAVELL RIDGE RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOME IN GC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970102 |
1069 Leavell Ridge Rd, a rural home, is owned and occupied by an individual.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1069 LEAVELL RIDGE RD, LANCASTER, KY 40444-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Apr 16, 2026 |
| Property Address | 1069 LEAVELL RIDGE RD, LANCASTER, KY 40444-9507 |
| Document Number | 0000214018 |
| Book / Page | 470 / 561 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026214018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1069 LEAVELL RIDGE RD, LANCASTER, KY 40444-9507 |
| Document Number | 0000214018, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 470/561 |
| Instrument | 2026214018 |
| Name | WHITAKER BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 1069 Leavell Ridge Rd was $463.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,000 (-) | $100,000 (+122.22%) Land $100,000 | |
| 2025 | $463.00 Homeowner's exemption | $45,000 (-) Land $20,000 Building $25,000 | $45,000 (-) Land $20,000 Building $25,000 |
| 2024 | Homeowner's exemption | $45,000 (+15.38%) Land $20,000 Building $25,000 | $45,000 (+15.38%) Land $20,000 Building $25,000 |
| 2023 | Homeowner's exemption | $39,000 Land $14,000 Building $25,000 | $39,000 Land $14,000 Building $25,000 |
| 2022 | $418.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1069 Leavell Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1069 Leavell Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
No cell data coverage reported
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