1069 Laurel Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1069 Laurel Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,539 sqft · built 1909
Lot Size	0.105 acres (4,560 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Apr 2026)
Tax Bill	$7,434 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-23-22-0148`

Property Details

APN / Parcel Number

Primary APN	`02-28-23-22-0148`
Alternative APNs	`8486954` `543165`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,539 sqft Living Area
1st Floor Area	790 sqft
Basement Area	500 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,560 sqft (0.105 acres)
Lot Dimensions	114 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	543165
Street Address	1069 LAUREL AVE
City	SAINT PAUL
State	MN
Zip	55104-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS ADDITION TO,ST. PAUL LOT 22 BLK 7
Legal Range	23
Legal Township	28
Legal Section	02
Legal Subdivision	ROGERS ADDITION TO,ST. PAUL
Legal Block	7
Legal Lot Number	22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	42900

Owner

Source: Ramsey County records · APN 02-28-23-22-0148

Assessment roll updated July 28, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1069 LAUREL AVE, SAINT PAUL, MN 55104-6538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Deed Document Number	20265103643
Prior Transfer Date	Aug 05, 2025
Prior Transfer Doc	0005075528
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 24, 2026
Property Address	1069 LAUREL AVE, SAINT PAUL, MN 55104-6538
Document Number	0A05103643
Instrument Date	Apr 17, 2026
Instrument	2026.5103643
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$118,473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 LAUREL AVE, SAINT PAUL, MN 55104-6538

Mortgage

Document Number	0005103643,
Date	Apr 24, 2026
Instrument	2026.5103643

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,434.00 (+11.25%)	$481,800 (+11.35%) Land $127,400 Building $354,400	$481,800 (+11.35%) Land $127,400 Building $354,400
2024	$6,682.00 (+1.4%)
2023	$6,590.00	$432,700 Land $127,400 Building $305,300	$432,700 Land $127,400 Building $305,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 697 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	Saint Paul Regional Water Services serves 392,529 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.