Anne Arundel County property record for 1069 Harding Blvd, West River, MD 20778
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,600 sqft · built 1988 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,004 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-046-00322490 |
| Primary APN | 07-046-00322490 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,600 sqft Living Area |
| Gross Area | 4,272 sqft |
| 1st Floor Area | 2,256 sqft |
| Basement Area | 90 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Deck Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 04600322490 |
|---|---|
| Street Address | 1069 HARDING BLVD |
| City | WEST RIVER |
| State | MD |
| Zip | 20778-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | N E PT LT 15 BK 5 BACK BAY BEACH |
| Legal Subdivision | BACK BAY BEACH |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 707001 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1069 HARDING BLVD, WEST RIVER, MD 20778-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2006 |
| Deed Sale | Jan 5, 2006 |
| Prior Sale | Nov 12, 1987 · Amount on Record |
| Deed Document Number | 2006422 |
| Deed Book / Page | 17326 / 353 |
| Last Transfer Date | Oct 10, 2023 |
| Transfer Doc | 0400960091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 4, 2023 |
| Property Address | 1069 HARDING BLVD, WEST RIVER, MD 20778-9776 |
| Document Number | 0400960091 |
| Book / Page | 40096 / 91 |
| Map Reference | CAB 1 ROD U PL 35 |
| Instrument Date | Oct 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1069 HARDING BLVD, WEST RIVER, MD 20778-9776 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,014,600 (+4.23%) Land $575,300 Building $439,300 | $1,014,600 (-) Land $575,300 Building $439,300 | |
| 2025 | $7,004.00 (+2.05%) Homeowner's exemption | $973,400 (+9.25%) | $1,014,600 (+13.87%) Land $575,300 Building $439,300 |
| 2024 | $6,863.00 (+10.8%) | ||
| 2023 | $6,194.00 Homeowner's exemption | $891,000 Land $575,300 Building $315,700 | $891,000 Land $575,300 Building $315,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 50 (1979–2024) |
| Claims Outside the SFHA | 11 of 50 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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