Santa Rosa County property record for 1069 Harbor Ln, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,428 sqft · built 2008 |
| Lot Size | 0.299 acres (13,062 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $182,500 (Apr 2000) |
| Tax Bill | $4,513 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 32-2S-28-4730-00000-0890 |
| Primary APN | 32-2S-28-4730-00000-0890 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,428 sqft Heated Area |
| Gross Area | 5,708 sqft |
| 1st Floor Area | 2,428 sqft |
| Upper Floors Area | 816 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 13,062 sqft (0.299 acres) |
| Lot Dimensions | 1,250 ft deep x 1,220 ft wide |
| Garage Area | 552 sqft |
| Porch | Open Porch |
| Porch Area | 870 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 322S284730000000890 |
|---|---|
| Street Address | 1069 HARBOR LN |
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SANTA ROSA SHORES RESUB LOT 89 AS DES IN OR 1821 PG 1640 |
| Legal Range | 28W |
| Legal Township | 02S |
| Legal Section | 32 |
| Legal Subdivision | SR SHORES/RESUB |
| Legal Lot Number | 89 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10813 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1069 HARBOR LN, GULF BREEZE, FL 32563-3315 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2000 · Amount on Record |
| Deed Sale | Apr 26, 2000 · Amount on Record |
| Deed Document Number | 0182101640 |
| Deed Book / Page | 01821 / 01640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1069 HARBOR LN, GULF BREEZE, FL 32563-3315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0041490814 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 4149/814 |
| Instrument | 202147798 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1069 HARBOR LN, GULF BREEZE, FL 32563-3315 |
| Document Number | 0037610560 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1069 HARBOR LN GULF BREEZE FL 325633315, GULF BREEZE, FL 32563-3315 |
| Document Number | 0037610560 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 003761/000560 |
| Instrument | 37134 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,513.00 (-2.19%) Homeowner's exemption | $351,672 (+3%) | $712,728 (+3.08%) Land $307,440 Building $405,288 |
| 2023 | $4,614.00 (+2.31%) Homeowner's exemption | $341,430 (+3%) | $691,428 (+15.5%) Land $274,500 Building $416,928 |
| 2022 | $4,510.00 Homeowner's exemption | $331,484 | $598,637 Land $230,580 Building $368,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 187 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 in force |
| Nearby Flood Claims | 272 (1979–2022) |
| Claims Outside the SFHA | 72 of 272 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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