1069 Gurganus Rd, Richlands, NC 28574 Property Records

Onslow County property record for 1069 Gurganus Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Lot Size	14.2 acres (622,472 sqft)
Owner	2 Individual Names on Record
Tax Bill	$530 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-41`

Property Details

APN / Parcel Number

Primary APN	`12-41`
Alternative APNs	`490033056` `124150000` `004932`

Exterior

Lot Area	622,472 sqft (14.2 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490033056
Street Address	1069 GURGANUS RD
City	RICHLANDS
State	NC
Zip	28574-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	TR1 VELMA COOPER DIV 1067 GURGANUS 14X67 SWMH
Legal Subdivision	VELMA G. COOPER
Legal Tract	1
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1003
Census Tract	304

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 MALLORY DR, BELTON, MO 64012-2040
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Quit Claim Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORPORATION
Jun 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026
Deed Sale	Jun 1, 2026
Prior Sale	Nov 21, 1995
Deed Book / Page	6603 / 801
Prior Transfer Date	May 28, 2026
Prior Transfer Doc	6612000549
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 1, 2026
Property Address	1069 GURGANUS RD, RICHLANDS, NC 28574-5247
Document Number	6603000801
Book / Page	6603 / 801
Instrument Date	May 28, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E TITLE LLC, KEY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 GURGANUS RD, RICHLANDS, NC 28574-5247
Investor	Possibly a Property Investor

Mortgage

Document Number	6603000806,
Date	Jun 1, 2026
Book Page	6603/806

Lender

Name	ALPHA MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2057

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 12, 2026
Property Address	1069 GURGANUS RD, RICHLANDS, NC 28574-5247
Document Number	6612000549
Book / Page	6612 / 549
Instrument Date	May 28, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 MALLORY DR, BELTON, MO 64012-2040

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$530.00	$168,000 (+107.44%) Land $160,820 Building $7,180	$168,000 (+107.44%) Land $160,820 Building $7,180
2025	$530.00	$80,988 (-) Land $76,620 Building $4,368	$80,988 (-) Land $76,620 Building $4,368
2023	$530.00	$80,988 Land $76,620 Building $4,368	$80,988 Land $76,620 Building $4,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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