Monroe County property record for 1069 Gulf Dr, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,576 sqft · built 1995 |
| Lot Size | 0.139 acres (6,060 sqft) |
| Owner | Trust Name on File |
| Last Sale | $570,400 (Nov 2007) |
| Tax Bill | $7,200 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00198934-003300 |
| Primary APN | 00198934-003300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,060 sqft (0.139 acres) |
| Lot Dimensions | 101 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 460 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 406 sqft |
| Deck Area | 125 sqft |
| Patio Area | 175 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1262145 |
|---|---|
| Street Address | 1069 GULF DR |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 33 SUMMERLAND COVE ISLES - BLOCK NO 4 PB6-64 SUMMERLAND KEY OR798-2289 OR798-2290 OR939-151 OR1008-1598 OR1030-269AFF OR1219-709/10 OR1303-2167 OR1307-808 OR1426-920 OR1491-910/11 OR1586-1143 OR1586-1144 OR1902-2368/69PET OR2034-1924 OR2329-1100/0 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 36 |
| Legal Subdivision | SUMMERLAND COVER ISLES BLK 4 |
| Legal Block | 4 |
| Legal Lot Number | 33 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 971502 |
1069 Gulf Dr is held in a trust since November 2007.
Source: Monroe County records, as of May 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8233 GATOR LN, 18, WEST PALM BEACH, FL 33411-3789 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2007 · Amount on File |
| Deed Sale | Nov 2, 2007 · Amount on File |
| Prior Sale | Jul 14, 1999 · Amount on File |
| Deed Document Number | 20071669231 |
| Deed Book / Page | 2329 / 1100 |
| Transfer Doc | 1491000910 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1069 Gulf Dr was $7,200, down 2.1% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,200.00 (-2.11%) | $851,441 Land $631,816 Building $219,625 | $851,441 Land $631,816 Building $219,625 |
| 2024 | $7,355.00 (+18%) | ||
| 2023 | $6,233.00 (+16.03%) | $847,429 (+30.18%) Land $636,542 Building $210,887 | $847,429 (+30.18%) Land $636,542 Building $210,887 |
| 2022 | $5,372.00 | $650,952 Land $430,139 Building $220,813 | $650,952 Land $430,139 Building $220,813 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1069 Gulf Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1069 Gulf Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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