Calvert County property record for 1069 Flag Harbor Blvd, Saint Leonard, MD 20685
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,476 sqft · built 1971 |
| Lot Size | 0.32 acres (13,932 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,900 (May 2012) |
| Tax Bill | $3,216 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-046209 |
| Primary APN | 01-046209 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,932 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 046209 |
|---|---|
| Street Address | 1069 FLAG HARBOR BLVD |
| City | SAINT LEONARD |
| State | MD |
| Zip | 20685-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 113 SEC D-6 LONG BEACH HGTS |
| Legal Subdivision | LONG BEACH HEIGHTS SEC D-6 |
| Legal Lot Number | 113 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 861100 |
Source: Calvert County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1069 FLAG HARBOR BLVD, SAINT LEONARD, MD 20685-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2012 · Amount on Record |
| Deed Sale | May 31, 2012 · Amount on Record |
| Prior Sale | Dec 6, 1999 · Amount on Record |
| Deed Book / Page | 3935 / 382 |
| Last Transfer Date | Jul 16, 2026 |
| Transfer Doc | 6954000180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 21, 2026 |
| Property Address | 1069 FLAG HARBOR BLVD, SAINT LEONARD, MD 20685-2614 |
| Document Number | 6954000180 |
| Book / Page | 6954 / 180 |
| Instrument Date | Jul 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1069 FLAG HARBOR BLVD, SAINT LEONARD, MD 20685-2614 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1069 FLAG HARBOR BLVD, SAINT LEONARD, MD 20685-2614 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055160014 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 5516/014 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,900 (+6.33%) Land $92,500 Building $208,400 | $300,900 (-) Land $92,500 Building $208,400 | |
| 2025 | $3,216.00 (+25.23%) Homeowner's exemption | $283,000 (+14.48%) | $300,900 (+21.72%) Land $92,500 Building $208,400 |
| 2023 | $2,568.00 Homeowner's exemption | $247,200 Land $92,500 Building $154,700 | $247,200 Land $92,500 Building $154,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 17 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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