Charleston County property record for 1069 Five Oaks Dr, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,774 sqft · built 2000 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Aug 2021) |
| Tax Bill | $2,575 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Jul 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 428-00-00-068 |
| Primary APN | 428-00-00-068 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,774 sqft Living Area |
| 1st Floor Area | 793 sqft |
| Upper Floors Area | 981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 264 sqft |
| Patio Area | 144 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1069 FIVE OAKS DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-8851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -PATRIOTS PLANTATION DESCRIPTION -LOT 1 |
| Legal Subdivision | PATRIOTS PLANTATION |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 2005 |
Source: Charleston County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1069 FIVE OAKS DR, CHARLESTON, SC 29412-8851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jul 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| Jun 22, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Aug 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| Aug 20, 2021 | Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on File |
| Deed Sale | Aug 20, 2021 · Amount on File |
| Prior Sale | Dec 12, 2014 · Amount on File |
| Deed Book / Page | 1025 / 127 |
| Prior Transfer Date | Oct 12, 2000 |
| Prior Transfer Doc | 0356000299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1069 FIVE OAKS DR, CHARLESTON, SC 29412-8851 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1069 FIVE OAKS DR, CHARLESTON, SC 29412-8851 |
| Document Number | 0013340128 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | 1334/128 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1069 FIVE OAKS DR, CHARLESTON, SC 29412-8851 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011900872 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 1190/872 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 230 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1069 FIVE OAKS DR, CHARLESTON, SC 29412-8851 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1069 FIVE OAKS DR, CHARLESTON, SC 29412-8851 |
| Document Number | 0011860726 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 1186/726 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1069 FIVE OAKS DR, CHARLESTON, SC 29412-8851 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0011310494 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 1131/494 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 20, 2021 |
| Property Address | 1069 FIVE OAKS DR, CHARLESTON, SC 29412-8851 |
| Document Number | 0010250127 |
| Book / Page | 1025 / 127 |
| Map Reference | MB EE PG 340 |
| Instrument Date | Aug 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1069 FIVE OAKS DR, CHARLESTON, SC 29412-8851 |
| Document Number | 0001025128 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 1025/128 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,575.00 (+12.1%) | $500,250 (+2,775%) Land $212,060 Building $288,190 | $615,300 (+41.45%) Land $234,300 Building $381,000 |
| 2024 | $2,297.00 (-67.14%) | $17,400 (-) | |
| 2022 | $6,991.00 | $17,400 | $435,000 (-) Land $184,400 Building $250,600 |
| 2020 | $435,000 Land $184,400 Building $250,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 544 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 544 in force |
| Nearby Flood Claims | 283 (1979–2023) |
| Claims Outside the SFHA | 13 of 283 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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