1069 Edgewater Cir, Gallatin, TN 37066 Property Records

Sumner County property record for 1069 Edgewater Cir, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3 ba · 5,021 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$1,075,000 (Oct 2021)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083147K A 02400`

Property Details

APN / Parcel Number

Primary APN	`083147K A 02400`
Alternative APN	`147K A 02400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	5,021 sqft Living Area
1st Floor Area	2,029 sqft
Upper Floors Area	800 sqft
Basement Area	1,915 sqft
Finished Basement	1,915 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	247 ft deep x 120 ft wide
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	2,537 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Open Porch
Porch Area	343 sqft
Deck Area	143 sqft
Patio Area	192 sqft
Canopy	504 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1069 EDGEWATER CIR
City	GALLATIN
State	TN
Zip	37066-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 0003 PAGE: 0037-0038 BLOCK: LOT: LIST SUBD: STATION CAMP LANDING
Legal Subdivision	STATION CAMP LANDING
Legal Lot Number	25 PO24
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1019
Census Tract	21203

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1069 EDGEWATER CIR, GALLATIN, TN 37066-6509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ISERVE RESIDENTIAL LENDING LLC
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Oct 23, 2008 · Amount on Record
Deed Document Number	1387599
Deed Book / Page	5755 / 316
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1069 EDGEWATER CIR, GALLATIN, TN 37066-6509
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049620567
Date	Jun 14, 2019
Book Page	4962/567
Instrument	1271826

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1069 EDGEWATER CIR, GALLATIN, TN 37066-6509
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055400845
Date	Mar 24, 2021
Book Page	5540/845
Instrument	1356390

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 21, 2021
Property Address	1069 EDGEWATER CIR, GALLATIN, TN 37066-6509
Document Number	0057550316
Book / Page	5755 / 316
Map Reference	MB 3 PG 37
Instrument Date	Oct 18, 2021
Instrument	1387599
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,977.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 EDGEWATER CIR, GALLATIN, TN 37066-6509

Mortgage

Document Number	5755318
Date	Oct 21, 2021
Instrument	5755/318

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,441.00 (+13.41%)	$312,550 (+79.73%) Land $125,000 Building $187,550
2024			$1,250,200 (+79.73%) Land $500,000 Building $750,200
2023	$3,916.00 (-0.46%)	$173,900 (-) Land $121,875 Building $52,025
2022	$3,934.00	$173,900 Land $121,875 Building $52,025
2021			$695,600 Land $487,500 Building $208,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	22 (2009–2022)
Claims Outside the SFHA	21 of 22
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cumberland Connect.

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