Monroe County property record for 1069 Cumberland Dr, Temperance, MI 48182
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.274 acres (11,935 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $42 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-022-096-40 |
| Primary APN | 02-022-096-40 |
|---|
| Lot Area | 11,935 sqft (0.274 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1069 CUMBERLAND DR |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9118 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | PARCEL LAND BEING PART OF SE 1/4 SEC 22 T8S R73 .274 ACRES BEG @ A POINT N 87D 22M 34S E 89.35'; N 1D 53M 58S W 66'; S 87D |
| Legal Range | 73 |
| Legal Township | 08S |
| Legal Section | 22 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 833800 |
Source: Monroe County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1069 CUMBERLAND DR, TEMPERANCE, MI 48182-9118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1069 CUMBERLAND DR, TEMPERANCE, MI 48182-9118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1069 CUMBERLAND DR, TEMPERANCE, MI 48182-9118 |
| Document Number | 0000020455 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025R20455 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
Source: Monroe County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,000 (+83.67%) | $18,000 (+83.67%) | |
| 2025 | $42.00 (-73.25%) Homeowner's exemption | ||
| 2023 | $157.00 Homeowner's exemption | $4,900 | $9,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Mercury Fiber.
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