1069 Cole Rd, Delanson, NY 12053 Property Records

Schenectady County and Duanesburg Town property record for 1069 Cole Rd, Delanson, NY 12053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,746 sqft · built 1993
Lot Size	2.74 acres (119,354 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Mar 2017)
Tax Bill	$6,750 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`422089 66.00-6-10.17`

Property Details

APN / Parcel Number

Primary APN	`422089 66.00-6-10.17`
Alternative APN	`208906600000060100170000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,746 sqft Living Area
1st Floor Area	899 sqft
2nd Floor Area	847 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	119,354 sqft (2.74 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	1069 COLE RD
City	DELANSON
State	NY
Zip	12053-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	6
Legal Lot Number	10.017
Jurisdiction	SCHENECTADY NY
Township / Civil Division	DUANESBURG
Census Block Group	4
Census Block	4028
Census Tract	33102

Owner

Source: Schenectady County and Duanesburg Town records · APN 422089 66.00-6-10.17

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1069 COLE RD, DELANSON, NY 12053-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU
May 03, 2019	Deed of Trust, Mortgage · Line of Credit SEFCU
May 03, 2019	Deed of Trust, Mortgage · Conventional with PMI SEFCU
Mar 21, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2017 · Amount on Record
Deed Sale	Mar 21, 2017 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	201712562
Deed Book / Page	1959 / 123
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1069 COLE RD, DELANSON, NY 12053-3129
Transaction Type	Mortgage
Record Updated	May 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 COLE RD, DELANSON, NY 12053-3129

Mortgage

Document Number	0000017246
Date	Apr 19, 2021
Book Page	5091/262
Instrument	202117246

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1069 COLE RD, DELANSON, NY 12053-3129
Transaction Type	Mortgage
Record Updated	May 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 COLE RD, DELANSON, NY 12053-3129

Mortgage

Document Number	0000017245
Date	Apr 19, 2021
Book Page	5091/250
Instrument	202117245

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1069 COLE RD, DELANSON, NY 12053-3129
Document Number	0000020500
Instrument Date	May 03, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 COLE RD DELANSON NY 120533129, DELANSON, NY 12053-3129

Mortgage

Document Number	0000020500
Date	May 13, 2019
Book Page	004910/000708
Instrument	20500

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2034

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1069 COLE RD, DELANSON, NY 12053-3129
Document Number	0000020337
Instrument Date	May 03, 2019
Transaction Type	Mortgage
Record Updated	Jun 03, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 COLE RD DELANSON NY 120533129, DELANSON, NY 12053-3129

Mortgage

Document Number	0000020337
Date	May 10, 2019
Book Page	004910/000434
Instrument	20337

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 09, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

March 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 21, 2017
Property Address	1069 COLE RD, DELANSON, NY 12053-3129
Document Number	0000012562
Book / Page	1959 / 123
Instrument Date	Mar 15, 2017
Instrument	201712562
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 OLD FORT AVE, SCHENECTADY, NY 12306-1136

Mortgage

Document Number	0000012568
Date	Mar 21, 2017
Book Page	4750/056
Instrument	201712568

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Duanesburg Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Duanesburg Town
Unified School District	Duanesburg Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,750.00	$65,300 (-) Land $10,000 Building $55,300	$310,952 (+11.9%) Land $47,619 Building $263,333
2023		$65,300 Land $10,000 Building $55,300	$277,872 Land $42,553 Building $235,319

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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