1069 Clearspring Dr, Charleston, SC 29412 Property Records

Charleston County property record for 1069 Clearspring Dr, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,112 sqft · built 2013
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (May 2022)
Tax Bill$4,856 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN431-00-00-224

Property Details

APN / Parcel Number

Primary APN431-00-00-224

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,112 sqft Living Area
1st Floor Area1,704 sqft
Upper Floors Area2,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Lot Area21,344 sqft (0.49 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area135 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address1069 CLEARSPRING DR
CityCHARLESTON
StateSC
Zip29412-9644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESCRIPTION -LOT 123 SUBDIVISION NAME -OCEAN NEIGHBORS PHASE III DESCRIPTION -LOT 123 DESCRIPTION -LOT 123
Legal SubdivisionOCEAN NEIGHBORS PHASE III
Legal Phase3
Legal Lot Number123
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1059
Census Tract2009

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1069 CLEARSPRING DR, CHARLESTON, SC 29412-9644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage
TRUIST BANK
May 23, 2022Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2022 · Amount on Record
Deed SaleMay 23, 2022 · Amount on Record
Prior SaleDec 20, 2013 · Amount on Record
Deed Book / Page1111 / 102
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1069 CLEARSPRING DR, CHARLESTON, SC 29412-9644
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010490334
DateNov 4, 2021
Book Page1049/334
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
AmountAmount Recorded
Term299 Months
DueOct 29, 2046

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateMay 23, 2022
Property Address1069 CLEARSPRING DR, CHARLESTON, SC 29412-9644
Document Number0011110102
Book / Page1111 / 102
Map ReferenceMB EF PG 466&467
Instrument DateMay 19, 2022
Transaction TypeTransfer
Record UpdatedAug 30, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,340.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1069 CLEARSPRING DR, CHARLESTON, SC 29412-9644

Mortgage

Document Number0001111105
DateMay 23, 2022
Instrument1111/105
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,856.00 (+5.75%)$998,100 (+2,672.5%) Land $275,000 Building $723,100$998,100 (+105.79%) Land $275,000 Building $723,100
2024$4,592.00 (+93.67%)$36,000 (+85.57%)
2022$2,371.00$19,400$485,000 (-46.11%) Land $177,500 Building $307,500
2020$900,000 Land $257,500 Building $642,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 474 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies474 in force
Nearby Flood Claims22 (2015–2024)
Claims Outside the SFHA1 of 22
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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