1069 Cedar Crest Dr, Crystal Lake, IL 60014 Property Records

McHenry County property record for 1069 Cedar Crest Dr, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	1,450 sqft · built 1982
Lot Size	0.197 acres (8,615 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Oct 2018)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-401-011`

Property Details

APN / Parcel Number

Primary APN	`18-12-401-011`

Interior

Building Area	1,450 sqft

Exterior

Year Built	Built 1982
Architectural Style	Other
Exterior Material	Wood
Lot Area	8,615 sqft
Garage Area	452 sqft
Porch	Porch
Porch Area	23 sqft
Deck Area	493 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1069 CEDAR CREST DR
City	CRYSTAL LAKE
State	IL
Zip	60014-6935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0035841 LT 52 FOUR COLONIES UNIT 6
Legal Range	07E
Legal Township	43N
Legal Section	12
Legal Subdivision	FOUR COLONIES 06
Legal Block	401
Legal Lot Number	52
Legal Unit	6
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3007
Census Tract	871105

Owner

1069 Cedar Crest Dr is owned by two individuals who acquired it in October 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Individual Names on File
Mailing Address	1791 KINGS GATE LN, CRYSTAL LAKE, IL 60014-2906
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Nov 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Oct 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 26, 2018	Warranty Deed, Transfer OLD REPUBLIC TITLE
Jan 24, 2017	Warranty Deed, Transfer BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Document Number	0000036825
Last Transfer Date	Oct 23, 2019
Transfer Doc	0000035841
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1069 CEDAR CREST DR, CRYSTAL LAKE, IL 60014-6935
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010093
Date	Mar 17, 2022
Instrument	2022R0010093

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

Interest

Rate	3.49%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1069 CEDAR CREST DR, CRYSTAL LAKE, IL 60014-6935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040000
Date	Nov 27, 2018
Instrument	2018R0040000

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank
Address	MCHENRY, IL 60051

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1069 CEDAR CREST DR, CRYSTAL LAKE, IL 60014-6935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006798
Date	Feb 26, 2020
Instrument	2020R0006798

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 23, 2019
Property Address	1069 CEDAR CREST DR, CRYSTAL LAKE, IL 60014-6935
Document Number	0000035841
Instrument Date	Oct 21, 2019
Instrument	35841
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1791 KINGS GATE LN CRYSTAL LAKE IL 600142906, CRYSTAL LAKE, IL 60014-2906

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 26, 2018
Property Address	1069 CEDAR CREST DR, CRYSTAL LAKE, IL 60014-6935
Document Number	0000036825
Instrument Date	Oct 11, 2018
Instrument	36825
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1069 CEDAR CREST DR CRYSTAL LAKE IL 600146935, CRYSTAL LAKE, IL 60014-6935

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 24, 2017
Property Address	1069 CEDAR CREST DR, CRYSTAL LAKE, IL 60014-6935
Document Number	0000003001
Instrument Date	Jan 16, 2017
Instrument	3001
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$247.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 CEDAR CREST DR CRYSTAL LAKE IL 600146935, CRYSTAL LAKE, IL 60014-6935

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Grafton Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$67,056 Land $6,859 Building $60,197	$201,168 Land $20,577 Building $180,591

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1069 Cedar Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1069 Cedar Crest Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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