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1069 Belle St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1069 Belle St, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 996 sqft · built 1967
Lot Size0.335 acres (14,572 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Jun 2022)
Tax Bill$3,130 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8812-07-302-005

Property Details

APN / Parcel Number

Primary APN8812-07-302-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area996 sqft Living Area
1st Floor Area996 sqft
Basement Area996 sqft
Unfinished Basement996 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,572 sqft (0.335 acres)
Lot Dimensions145 ft deep x 108 ft wide
Garage TypeDetached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Deck Area100 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1069 BELLE ST
CityWATERLOO
StateIA
Zip50702-4620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR TERRACE THIRD ADDITION LOT 122
Legal Range12W
Legal Township88N
Legal Section07
Legal SubdivisionCEDAR TERRACE THIRD ADDITION
Legal Lot Number122
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1020
Census Tract2901

Owner

Source: Black Hawk County records · APN 8812-07-302-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1069 BELLE ST, WATERLOO, IA 50702-4620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 08, 2022 · Amount on Record
Deed SaleJun 08, 2022 · Amount on Record
Prior SaleJun 23, 2008 · Amount on Record
Deed Document Number202223822
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 08, 2022
Property Address1069 BELLE ST, WATERLOO, IA 50702-4620
Document Number202200023822
Instrument DateMay 20, 2022
Instrument202200023822
Transaction TypeTransfer
Record UpdatedJun 20, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$287.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1069 BELLE ST, WATERLOO, IA 50702-4620

Mortgage

Document Number202200023823
DateJun 08, 2022
Instrument202200023823
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2052

Mortgage

Document Number202200023824
DateJun 08, 2022
Instrument202200023824
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJun 05, 2032

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,130.00 Homeowner's exemption$170,040 (+1.11%) Land $26,010 Building $144,030$170,040 (+1.11%) Land $26,010 Building $144,030
2024$3,130.00 (+15.5%)
2023$168,180 (+27.12%) Land $26,010 Building $142,170$168,180 (+27.12%) Land $26,010 Building $142,170
2022$2,710.00 Homeowner's exemption$132,300 Land $26,010 Building $106,290
2021$132,300 Land $26,010 Building $106,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130029011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 49 individual NFIP policies nearby
Nearby Flood Policies49 in force
Nearby Flood Claims118 (1978–2016)
Claims Outside the SFHA11 of 118
Most Recent ClaimSep 2016, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2016 · 39 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 14 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 51 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Waterloo Telecommunications UtilityFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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