1069 Bay Breeze Dr, Suffolk, VA 23435 Property Records

Suffolk City property record for 1069 Bay Breeze Dr, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,233 sqft · built 2006
Lot Size	0.025 acres (1,094 sqft)
Owner	2 Individual Names on File
Last Sale	$412,900 (Jan 2025)
Tax Bill	$4,005 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Sale & Mortgage
APN	`632CC58`

Property Details

APN / Parcel Number

Primary APN	`632CC58`
Alternative APN	`304974600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,233 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,094 sqft (0.025 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	304974600
Street Address	1069 BAY BREEZE DR
City	SUFFOLK
State	VA
Zip	23435-3274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED DE
Legal Description	UNIT 58,BLDG 16,SEC.CC, LINKSIDE COVE AT THE RIVERFRONT
Legal Subdivision	LINKSIDE COVE AT THE RIVERFRONT
Legal Unit	58
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2002
Census Tract	75105

Owner

1069 Bay Breeze Dr is owned by two individuals who bought it in January 2025.

Source: Suffolk City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15823 SUNMILL CT, CYPRESS, TX 77429-4972
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on File
Deed Sale	Jan 27, 2025 · Amount on File
Prior Sale	Mar 25, 2022 · Amount on File
Deed Document Number	2025856
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1069 BAY BREEZE DR, SUFFOLK, VA 23435-3274
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 BAY BREEZE DR, SUFFOLK, VA 23435-3274

Mortgage

Document Number	0260003337
Date	Mar 20, 2026
Instrument	260003337

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Mar 25, 2022
Property Address	1069 BAY BREEZE DR, SUFFOLK, VA 23435-3274
Document Number	0220004582
Instrument Date	Mar 23, 2022
Instrument	220004582
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 BAY BREEZE DR, SUFFOLK, VA 23435-3274

Mortgage

Document Number	0220004583
Date	Mar 25, 2022
Instrument	220004583

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1069 Bay Breeze Dr was $4,005, up 1% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$365,900 (+10.24%) Land $82,200 Building $283,700
2025	$4,005.00 (+1%)	$365,900 (+10.24%) Land $82,200 Building $283,700	$331,900 Land $60,000 Building $271,900
2024	$3,641.00 (+5.41%)	$331,900 (+4.73%) Land $60,000 Building $271,900
2023	$3,454.00	$316,900 Land $60,000 Building $256,900	$316,900 Land $60,000 Building $256,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1069 Bay Breeze Dr; 60 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 60 policies
Nearby Flood Policies	60 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1069 Bay Breeze Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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