1069 Arroyo Dr, Chula Vista, CA 91910 Property Records

San Diego County property record for 1069 Arroyo Dr, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,293 sqft · built 1979
Lot Size	0.265 acres (11,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2014)
Tax Bill	$6,752 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`640-172-32-00`

Property Details

APN / Parcel Number

Primary APN	`640-172-32-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,293 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,522 sqft (0.265 acres)
Lot Dimensions	203 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1069 ARROYO DR
City	CHULA VISTA
State	CA
Zip	91910-6605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 250 TR 008723
Legal Subdivision	EL RANCHO DEL REY
Legal Tract	008723
Legal Block	3
Legal Lot Number	250
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13409

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1069 ARROYO DR, CHULA VISTA, CA 91910-6605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Intrafamily Transfer, Transfer · Line of Credit CABRILLO CU
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage CABRILLO CU
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2014 · Amount on Record
Deed Sale	May 12, 2014 · Amount on Record
Prior Sale	May 15, 1985 · Amount on Record
Deed Document Number	2014193744
Last Transfer Date	Sep 19, 2022
Transfer Doc	0000378129
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 27, 2022
Property Address	1069 ARROYO DR, CHULA VISTA, CA 91910-6605
Document Number	0000378129
Map Reference	MAP 8723
Instrument Date	Sep 19, 2022
Instrument	2022-0378129
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1069 ARROYO DR, CHULA VISTA, CA 91910-6605

Mortgage

Document Number	0000378130
Date	Sep 27, 2022
Instrument	2022-0378130

Lender

Name	CABRILLO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1069 ARROYO DR, CHULA VISTA, CA 91910-6605
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 ARROYO DR, CHULA VISTA, CA 91910-6605

Mortgage

Document Number	0000333194
Date	Apr 30, 2021
Instrument	2021-0333194

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1069 ARROYO DR, CHULA VISTA, CA 91910-6605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000470513
Date	Oct 11, 2017
Instrument	2017-0470513

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1069 ARROYO DR, CHULA VISTA, CA 91910-6605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000614427
Date	Dec 31, 2019
Instrument	2019-0614427

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,657 (+2%) Land $184,792 Building $377,865
2025	$6,752.00 (+5.2%) Homeowner's exemption	$551,625 (+4.04%) Land $181,169 Building $370,456
2023	$6,418.00 (+3.02%) Homeowner's exemption	$530,207 Land $174,135 Building $356,072
2022	$6,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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