1069 Andy Cir, Sacramento, CA 95838 Property Records

Sacramento County property record for 1069 Andy Cir, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,627 sqft · built 1989
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$89,000 (Nov 1997)
Tax Bill	$3,812 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`237-0530-015-0000`

Property Details

APN / Parcel Number

Primary APN	`237-0530-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,627 sqft Living Area
1st Floor Area	890 sqft
2nd Floor Area	737 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,663 sqft (0.13 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1069 ANDY CIR
City	SACRAMENTO
State	CA
Zip	95838-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LINDA WOODS 01, LOT 14
Legal Subdivision	LINDA WOODS 01
Legal Lot Number	14
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	6502

Owner

1069 Andy Cir is owned by a company that acquired it in July 2006 and is owner-occupied.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	1069 ANDY CIR, SACRAMENTO, CA 95838-2328
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 1997 · Amount on File
Deed Sale	Nov 7, 1997 · Amount on File
Deed Book / Page	971107 / 117
Last Transfer Date	Jul 24, 2006
Transfer Doc	0000001380
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1069 ANDY CIR, SACRAMENTO, CA 95838-2328
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 ANDY CIR, SACRAMENTO, CA 95838-2328

Mortgage

Document Number	0000000715
Date	May 20, 2021
Instrument	202105200715

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1069 ANDY CIR, SACRAMENTO, CA 95838-2328
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 ANDY CIR, SACRAMENTO, CA 95838-2328

Mortgage

Document Number	0000000235
Date	Jun 15, 2023
Instrument	202306150235

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1069 ANDY CIR, SACRAMENTO, CA 95838-2328
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 ANDY CIR, SACRAMENTO, CA 95838-2328

Mortgage

Document Number	5200000000715
Date	May 20, 2021
Book Page	20210520/715

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1069 ANDY CIR, SACRAMENTO, CA 95838-2328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000136
Date	Mar 21, 2017
Book Page	20170321/0136

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1069 Andy Cir was $3,812 with a homeowner's exemption, up 7.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Secondary School District	Twin Rivers Unified School District (7-12) (07 - 12)
Elementary School District	Robla Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,187 (+2%) Land $61,465 Building $244,722
2025	$3,812.00 (+7.41%) Homeowner's exemption	$300,184 Land $60,260 Building $239,924
2024	$3,549.00 (-3.4%)
2023	$3,674.00 (+6.09%) Homeowner's exemption	$279,706 Land $57,921 Building $221,785
2022	$3,463.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1069 Andy Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1069 Andy Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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