10689 Kendall Rd, Winchester, OH 45697 Property Records

Brown County property record for 10689 Kendall Rd, Winchester, OH 45697

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,405 sqft · built 2024
Lot Size	5.25 acres (228,690 sqft)
Owner	Individual Name on File
Last Sale	$47,250 (Aug 2023)
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan Jul 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-026516-03-00`

Property Details

APN / Parcel Number

Primary APN	`16-026516-03-00`
Alternative APN	`032250-0`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,405 sqft Living Area
1st Floor Area	1,336 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	228,690 sqft (5.25 acres)
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	032250-0
Street Address	10689 KENDALL RD
City	WINCHESTER
State	OH
Zip	45697-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 17088 5.25 A LAND JACKSON TWP EASTERN LSD
Legal Subdivision	A GATEWOOD MILITARY SURVEY NO 1788
Jurisdiction	BROWN OH
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4000
Census Tract	951500

Owner

10689 Kendall Rd is owned and occupied by an individual who bought it in August 2023.

Source: Brown County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	10689 KENDALL RD, WINCHESTER, OH 45697-9642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK
Jul 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage LCNB NATIONAL BANK
Aug 4, 2023	Warranty Deed, Transfer
Aug 4, 2023	Warranty Deed, Transfer
May 30, 2023	Warranty Deed, Transfer
Sep 25, 2019	Quit Claim Deed, Transfer CENTRAL LAND TITLE AGENCY COMPANY, CENTRAL LAND TITLE AGCY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Deed Document Number	20233571
Deed Book / Page	523 / 2053
Prior Transfer Date	Sep 11, 2019
Prior Transfer Doc	0000004699
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	10689 KENDALL RD, WINCHESTER, OH 45697-9642
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 WILDCAT RD, HILLSBORO, OH 45133-8736

Mortgage

Document Number	0000001248
Date	Mar 20, 2024
Book Page	528/2909
Instrument	202400001248

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	50 N 3RD ST, NEWARK, OH 43055

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	13.1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	10689 KENDALL RD, WINCHESTER, OH 45697-9642
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10689 KENDALL RD, WINCHESTER, OH 45697-9642

Mortgage

Document Number	0000003856
Date	Jul 30, 2025
Book Page	545/866
Instrument	202500003856

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	PO BOX 59, LEBANON, OH 45036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	Aug 4, 2023
Property Address	10656 KENDALL RD, WINCHESTER, OH 45697-9642
Document Number	0000003571
Book / Page	523 / 2053
Instrument Date	Aug 1, 2023
Instrument	202300003571
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	KENDALL ROAD, WINCHESTER, OH 45697

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	Aug 4, 2023
Property Address	10689 KENDALL RD, WINCHESTER, OH 45697-9642
Document Number	0000003571
Book / Page	523 / 2053
Map Reference	OR 305 PG 2353,2357
Instrument Date	Aug 1, 2023
Instrument	202300003571
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	KENDALL ROAD, WINCHESTER, OH 45697
Investor	Possibly a Property Investor

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	May 30, 2023
Property Address	10689 KENDALL RD, WINCHESTER, OH 45697-9642
Document Number	0000002361
Book / Page	522 / 1750
Instrument Date	May 25, 2023
Instrument	202300002361
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10656 KENDALL RD, WINCHESTER, OH 45697-9642

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BROWN OH
Recording Date	Sep 25, 2019
Property Address	10656 KENDALL RD, WINCHESTER, OH 45697-9642
Document Number	0000004699
Book / Page	000497 / 000486
Instrument Date	Sep 11, 2019
Instrument	4699
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	CENTRAL LAND TITLE AGENCY COMPANY, CENTRAL LAND TITLE AGCY CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1201 MEADOW VISTA DR MAINEVILLE OH 450395017, MAINEVILLE, OH 45039-5017

Tax Assessment & Valuation

The 2025 property tax bill for 10689 Kendall Rd was $2,654.

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Jackson Township
Unified School District	Eastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,654.00	$87,640 Land $11,900 Building $75,740
2024			$250,410 Land $34,000 Building $216,410
2023	$15.00 Additional exemption filed	$11,620 (-) Land $11,620
2022	$15.00 Additional exemption filed	$11,620 Land $11,620
2021			$33,210 Land $33,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10689 Kendall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10689 Kendall Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Southern Ohio Communications Fixed Wireless	100 / 10
altafiber Network Solutions Fixed Wireless	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kendall Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures