10688 Hemlock Ave, Hesperia, CA 92345 Property Records

San Bernardino County property record for 10688 Hemlock Ave, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1974
Lot Size	0.378 acres (16,463 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2017)
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2017 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0408-032-25-0000`

Property Details

APN / Parcel Number

Primary APN	`0408-032-25-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	864 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	16,463 sqft (0.378 acres)
Lot Dimensions	163 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	10688 HEMLOCK AVE
City	HESPERIA
State	CA
Zip	92345-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4956 LOT 341 TR NO 4956 LUCKY STAR RANCHOS NO 1 LOT 341 EX WTR RTS AND 1/2 INT MIN RTS WITHOUT S E
Legal Subdivision	LUCKY STAR RANCHOS UNIT #1
Legal Tract	4956
Legal Block	1
Legal Lot Number	341
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1009
Census Tract	10016

Owner

10688 Hemlock Ave is owned and occupied by an individual who bought it in August 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	10688 HEMLOCK AVE, HESPERIA, CA 92345-2407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA
May 5, 2017	Trustee's Deed, Foreclosure NOT AVAILABLE
Aug 22, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2017 · Amount on File
Deed Sale	Aug 22, 2017 · Amount on File
Prior Sale	May 5, 2017 · Amount on File
Deed Document Number	2017342112
Prior Transfer Date	Apr 25, 2017
Prior Transfer Doc	0000187638
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 15, 2026
Property Address	10688 HEMLOCK AVE, HESPERIA, CA 92345-2407
Document Number	0000096983
Instrument Date	Apr 10, 2026
Instrument	202696983
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10688 HEMLOCK AVE, HESPERIA, CA 92345-2407

Mortgage

Document Number	0000096983,
Date	Apr 15, 2026
Instrument	202696983

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 5, 2017
Property Address	10688 HEMLOCK AVE, HESPERIA, CA 92345-2407
Document Number	0000187638
Instrument Date	Apr 13, 2017
Instrument	187638
Transaction Type	Foreclosure
Record Updated	May 16, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	16738 LAKESHORE DR #H LAKE ELSINORE CA 925304933, H, LAKE ELSINORE, CA 92530-4933

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 22, 2017
Property Address	10688 HEMLOCK AVE, HESPERIA, CA 92345-2407
Document Number	0000342112
Map Reference	MAP61 PG4-6
Instrument Date	Apr 13, 2017
Instrument	2017-0342112
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10688 HEMLOCK AVE, HESPERIA, CA 92345-2407

Mortgage

Document Number	0000342113
Date	Aug 22, 2017
Instrument	2017-0342113

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10688 Hemlock Ave was $2,193.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$197,298 (+2%) Land $46,423 Building $150,875
2025	$2,193.00	$193,430 Land $45,513 Building $147,917
2023	$2,121.00 (+2.32%)	$185,920 Land $43,746 Building $142,174
2022	$2,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10688 Hemlock Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10688 Hemlock Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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