10687 1st St, Defiance, OH 43512 Property Records

Defiance County property record for 10687 1st St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I130015B06700`

Property Details

APN / Parcel Number

Primary APN	`I130015B06700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	4,028 sqft
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Finished Basement	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
View / Lot	Waterfront
Garage Type	Attached - Unfinished
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	10687 1ST ST
City	DEFIANCE
State	OH
Zip	43512-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUNERSBURG LOT 7 66X132
Legal Subdivision	BRUNERSBURG
Legal Lot Number	7
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1015
Census Tract	958400

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10687 1ST ST, DEFIANCE, OH 43512-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2000
Deed Sale	Jan 26, 2000
Prior Sale	May 13, 1996 · Amount on Record
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	10687 1ST ST, DEFIANCE, OH 43512-1201
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00455/2192
Date	Apr 3, 2023
Book Page	455/2192
Instrument	202300001063

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	7.95%
Index	1-Year T-Bill
Max Rate	11.9%

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,498.00	$43,640 (-) Land $1,660 Building $41,980
2024	$1,498.00 (-1.32%)	$43,640 (-) Land $1,660 Building $41,980	$124,690 (+%) Land $4,740 Building $119,950
2023	$1,518.00 (+1.34%)	$43,640 (+20.29%) Land $1,660 Building $41,980	$124,684 (+20.28%) Land $4,742 Building $119,942
2022	$1,498.00	$36,280 Land $1,620 Building $34,660
2020			$103,660 Land $4,640 Building $99,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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