Cabarrus County property record for 10686 Sapphire Trl, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,308 sqft · built 2014 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,000 (Nov 2014) |
| Tax Bill | $4,575 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03014E0223.000000 |
| Primary APN | 03014E0223.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,308 sqft Living Area |
| Gross Area | 4,276 sqft |
| 1st Floor Area | 1,476 sqft |
| Upper Floors Area | 1,832 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,585 sqft (0.243 acres) |
| Lot Dimensions | 171 ft deep x 80 ft wide |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 97904 |
|---|---|
| Street Address | 10686 SAPPHIRE TRL |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 223 WATERFORD ON THE ROCKY RIVER |
| Legal Subdivision | WATERFORD RIVERSIDE |
| Legal Lot Number | 223 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10686 SAPPHIRE TRL, DAVIDSON, NC 28036-7644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2014 · Amount on Record |
| Deed Sale | Nov 14, 2014 · Amount on Record |
| Deed Book / Page | 11187 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10686 SAPPHIRE TRL, DAVIDSON, NC 28036-7644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14559299 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 14559/299 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,350 (+64.64%) Land $114,000 Building $445,350 | ||
| 2024 | $559,350 (+64.64%) Land $114,000 Building $445,350 | ||
| 2023 | $4,575.00 | $339,740 Land $62,000 Building $277,740 | $339,740 Land $62,000 Building $277,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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