10686 Lynn Cir, Cypress, CA 90630 Property Records

Orange County property record for 10686 Lynn Cir, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,891 sqft · built 1970
Lot Size	0.124 acres (5,382 sqft)
Owner	2 Trust Names on File
Last Sale	$785,000 (Aug 2020)
Tax Bill	$10,044 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`134-553-35`

Property Details

APN / Parcel Number

Primary APN	`134-553-35`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,891 sqft Living Area
1st Floor Area	1,891 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	5,382 sqft (0.124 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	10686 LYNN CIR
City	CYPRESS
State	CA
Zip	90630-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6705 BLK LOT 40
Legal Subdivision	TRACT NO 6705
Legal Tract	6705
Legal Lot Number	40
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1006
Census Tract	110113

Owner

10686 Lynn Cir is owner-occupied and held in a trust since February 2025.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10686 LYNN CIR, CYPRESS, CA 90630-4930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC
Aug 21, 2020	Grant Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Apr 15, 2014 · Amount on File
Deed Document Number	2020427677
Last Transfer Date	Feb 1, 2025
Transfer Doc	0000047409
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10686 LYNN CIR, CYPRESS, CA 90630-4930
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10686 LYNN CIR, CYPRESS, CA 90630-4930

Mortgage

Document Number	0000600438
Date	Sep 29, 2021
Instrument	2021000600438

Lender

Name	LENDERFI INC
Type	Lending Institution
Address	DELRAY BEACH, FL 33483

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 21, 2020
Property Address	10686 LYNN CIR, CYPRESS, CA 90630-4930
Document Number	0000427677
Map Reference	MB 272 PG 28-31
Instrument Date	Jul 24, 2020
Instrument	2020000427677
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10686 LYNN CIR, CYPRESS, CA 90630-4930

Mortgage

Document Number	0000427678
Date	Aug 21, 2020
Instrument	2020000427678

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10686 Lynn Cir was $10,044 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Savanna Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$866,702 (+2%) Land $754,541 Building $112,161
2025	$10,044.00 Homeowner's exemption	$849,708 Land $739,746 Building $109,962
2023	$9,350.00 (+2%) Homeowner's exemption	$816,714 Land $711,021 Building $105,693
2022	$9,167.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10686 Lynn Cir in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10686 Lynn Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cosmo Network Solutions, GeoLinks.

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