10686 FM 2932, Terrell, TX 75160 Property Records

Kaufman County property record for 10686 FM 2932, Terrell, TX 75160

Property Summary

Property Type	Commercial
Details	1 ba · 1,384 sqft · built 1968
Lot Size	0.862 acres (37,566 sqft)
Owner	2 Individual Names on File
Last Sale	$182,500 (Jul 2020)
Tax Bill	$2,778 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R16136`

Property Details

APN / Parcel Number

Primary APN	`R16136`
Alternative APNs	`99.0567.0000.0220.00.02.00` `16136`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,384 sqft Gross Area
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,566 sqft (0.862 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	384 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	10686 FM 2932
City	TERRELL
State	TX
Zip	75160-7336
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S WHITE
Legal Subdivision	STEPHEN WHITE
Legal Block	1
Jurisdiction	KAUFMAN TX
Township / Civil Division	FORNEY
Census Block Group	1
Census Block	1019
Census Tract	50212

Owner

Source: Kaufman County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10686 FM 2932, TERRELL, TX 75160-7336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jul 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 12, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 9, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Sep 4, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	202019101
Deed Book / Page	6485 / 146
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0064850146
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	10686 FM 2932, FORNEY, TX 75126
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10686 FM 2932, FORNEY, TX 75126

Mortgage

Document Number	0083970549
Date	Feb 27, 2024
Book Page	8397/549
Instrument	2024-0005238

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	10686 FM 2932, FORNEY, TX 75126
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071280362
Date	Jul 30, 2021
Book Page	7128/362
Instrument	2021-0030508

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Nov 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	10686 FM 2932, TERRELL, TX 75160-7336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055600315
Date	Jan 12, 2018
Book Page	5560/315
Instrument	2018-0000930

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jun 1, 2047

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAUFMAN TX
Recording Date	Jul 9, 2020
Property Address	10686 FM 2932, TERRELL, TX 75160-7336
Document Number	0064850146
Book / Page	6485 / 146
Instrument Date	Jun 30, 2020
Instrument	2020-0019101
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10686 FM 2932, FORNEY, TX 75126

Mortgage

Document Number	20200019102
Date	Jul 9, 2020
Instrument	2020-0019102

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Sep 4, 2018
Property Address	10686 FM 2932, TERRELL, TX 75160-7336
Document Number	0057940314
Book / Page	005794 / 000314
Instrument Date	Aug 27, 2018
Instrument	22283
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10686 FM 2932 FORNEY TX 75126, FORNEY, TX 75126

Mortgage

Document Number	57940318
Date	Sep 4, 2018
Book Page	005794/000318
Instrument	22284

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Forney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,043 (+5.27%)	$261,204 (+7.39%) Land $116,859 Building $144,345
2024	$2,778.00 (+16.19%)
2023	$2,391.00 (-18.42%) Homeowner's exemption	$243,235 Land $107,800 Building $135,435	$243,235 Land $107,800 Building $135,435
2022	$2,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TALTY SUD serves 15,987 people · EPA ID TX1290025
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Communications Cable	940 / 35
AMG Technology Investment Group Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 3 Rooms Communications.

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