10686 Cypress Bend Dr, Boca Raton, FL 33498 Property Records

Palm Beach County property record for 10686 Cypress Bend Dr, Boca Raton, FL 33498

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,378 sqft · built 1989
Lot Size	0.201 acres (8,751 sqft)
Owner	Trust Name on File
Last Sale	$457,000 (Jul 2017)
Tax Bill	$6,899 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-41-47-01-21-000-0110`

Property Details

APN / Parcel Number

Primary APN	`00-41-47-01-21-000-0110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,378 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	2,378 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	108 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Pool Area	91 sqft
Porch	Finished/Open Porch
Porch Area	274 sqft
Patio Area	1,025 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10686 CYPRESS BEND DR
City	BOCA RATON
State	FL
Zip	33498-6338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	CYPRESS BEND LT 11
Legal Range	41E
Legal Township	47S
Legal Section	01
Legal Subdivision	CYPRESS BEND
Legal Lot Number	11
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2005
Census Tract	7749

Owner

10686 Cypress Bend Dr is owner-occupied and held in a trust since October 2024.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	Trust Name on File
Mailing Address	10686 CYPRESS BEND DR, BOCA RATON, FL 33498-6338
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMC MORTGAGE CO
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage UMC MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Dec 24, 2008 · Amount on File
Deed Document Number	2017255277
Deed Book / Page	29223 / 675
Last Transfer Date	Oct 16, 2024
Transfer Doc	0353640695
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10686 CYPRESS BEND DR, BOCA RATON, FL 33498-6338
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10686 CYPRESS BEND DR, BOCA RATON, FL 33498-6338

Mortgage

Document Number	0335970314
Date	May 27, 2022
Book Page	33597/314
Instrument	20220233740

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10686 CYPRESS BEND DR, BOCA RATON, FL 33498-6338
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10686 CYPRESS BEND DR, BOCA RATON, FL 33498-6338

Mortgage

Document Number	0324600784
Date	May 7, 2021
Book Page	32460/784
Instrument	20210210105

Lender

Name	UMC MORTGAGE CO
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	312 Months
Due	May 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 17, 2017
Property Address	10686 CYPRESS BEND DR, BOCA RATON, FL 33498-6338
Document Number	0292230675
Book / Page	29223 / 0675
Map Reference	MB55 PG51
Instrument Date	Jul 10, 2017
Instrument	20170255277
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COLONIAL TITLE OF PLANTATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2134 SWEETWATER LN, 2134, BOCA RATON, FL 33428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 CYPRESS BEND CIR, BOCA RATON, FL 33498

Mortgage

Document Number	20170255278
Date	Jul 17, 2017
Instrument	20170255278

Lender

Name	UMC MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10686 Cypress Bend Dr was $6,899, up 3.1% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,899.00 (+3.09%)	$436,346	$670,924 Land $300,000 Building $370,924
2024	$6,692.00 (+2.47%)
2023	$6,531.00 (+0.82%) Homeowner's exemption	$411,698 (+3%)	$625,161 (+17.63%) Land $250,000 Building $375,161
2022	$6,478.00 Homeowner's exemption	$399,707	$531,479 Land $224,796 Building $306,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10686 Cypress Bend Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	3 (1999–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10686 Cypress Bend Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber	1,200 / 35

May also be available: T-Mobile.

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