Pinellas County property record for 10686 104th St, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 775 sqft · built 1958 |
| Lot Size | 0.137 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,073 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-6953-4 |
| Primary APN | C62-000-750-6953-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 775 sqft Heated Area |
| 1st Floor Area | 775 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,998 sqft (0.137 acres) |
| Lot Dimensions | 102 ft deep x 59 ft wide |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 413 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R164257 |
|---|---|
| Old Parcel Number | 153015796860001140 |
| Street Address | 10686 104TH ST |
| City | LARGO |
| State | FL |
| Zip | 33773-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEMINOLE GARDENS LOT 114 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 15 |
| Legal Subdivision | SEMINOLE GARDENS |
| Legal Lot Number | 114 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 25114 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1352 S BETTY LN, CLEARWATER, FL 33756-3502 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 16, 2020 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1991 |
| Deed Sale | Dec 31, 1991 |
| Deed Document Number | 0007774379 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10686 104TH ST, LARGO, FL 33773-3925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200420187 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 20042/0187 |
| Instrument | 2018143881 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10686 104TH ST, LARGO, FL 33773-3925 |
| Document Number | 0212191807 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1352 S BETTY LN CLEARWATER FL 337563502, CLEARWATER, FL 33756-3502 |
| Document Number | 0212191807 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 021219/001807 |
| Instrument | 316160 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 20, 2050 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,073.00 (+29.01%) | $199,697 (+33.56%) | $199,697 (+33.56%) Land $105,596 Building $94,101 |
| 2023 | $2,382.00 (+8.32%) | $149,520 (+9.11%) | $149,520 (+9.11%) Land $118,471 Building $31,049 |
| 2022 | $2,199.00 | $137,041 | $137,041 Land $112,918 Building $24,123 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 129 units insured incl. 48 condo units |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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