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10685 Willow Ridge Loop, #LO, Orlando, FL 32825 Property Records

Orange County property record for 10685 Willow Ridge Loop, #LO, Orlando, FL 32825 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,495 sqft · built 2006
Lot Size0.151 acres (6,580 sqft)
Owner2 Individual Names on File
Last Sale$312,500 (Aug 2017)
Tax Bill$5,163 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-22-31-9472-03-280

Property Details

APN / Parcel Number

Primary APN33-22-31-9472-03-280
Alternative APNs
  • 312233947203280
  • 619002
  • 625306
  • 630108

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,495 sqft Living Area
Gross Area3,576 sqft
1st Floor Area1,162 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,580 sqft (0.151 acres)
Garage TypeAttached
Garage Area558 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10685 WILLOW RIDGE LOOP, LO
CityORLANDO
StateFL
Zip32825-5099
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODLAND LAKES PRESERVE UNIT 2 61/15 LOT 328
Legal Range31E
Legal Township22S
Legal Section33
Legal SubdivisionWOODLAND LAKES PRESERVE UT 2
Legal Tract9472
Legal Block3
Legal Lot Number328
Legal Unit2
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1004
Census Tract16751

Owner

Source: Orange County records · APN 33-22-31-9472-03-280

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10685 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5099
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 02, 2017Warranty Deed, Transfer · Conventional with PMI
SUNBELT LNDG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2017 · Amount on Record
Deed SaleAug 02, 2017 · Amount on Record
Prior SaleAug 18, 2011 · Amount on Record
Deed Document Number2017427095
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10685 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5099
Transaction TypeMortgage
Record UpdatedNov 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000630129
DateOct 18, 2022
Instrument20220630129
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10685 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5099
Document Number0000039372
Instrument DateJan 15, 2021
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10685 WILLOW RIDGE LOOP ORLANDO FL 328255099, ORLANDO, FL 32825-5099

Mortgage

Document Number0000039372
DateJan 21, 2021
Instrument39372
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 20, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 02, 2017
Property Address10685 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5099
Document Number0000427095
Instrument DateJul 31, 2017
Instrument427095
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanySAINT LAWRENCE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,187.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10685 WILLOW RIDGE LOOP ORLANDO FL 328255099, ORLANDO, FL 32825-5099

Mortgage

Document Number427096
DateAug 02, 2017
Instrument427096
Lender
NameSUNBELT LNDG SVCS
AddressCLEARWATER, FL 33759
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$345,657 (+2.7%)$479,620 (-1.31%) Land $85,000 Building $394,620
2025$5,163.00 (+4.9%) Homeowner's exemption$336,570 (+5.99%)$485,990 (+3.08%) Land $85,000 Building $400,990
2024$4,922.00 (+7.33%)
2023$4,586.00 (+3.54%) Homeowner's exemption$317,558 (+3%)$471,473 (+16.44%) Land $85,000 Building $386,473
2022$4,429.00 Homeowner's exemption$308,309$404,911 Land $80,000 Building $324,911

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950167511, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
16 of 17 on primary residences

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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