10685 Ring Ave, Alta Loma (Rancho Cucamonga), CA 91737 Property Records

San Bernardino County property record for 10685 Ring Ave, Alta Loma, CA 91737

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,589 sqft · built 1979
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1076-341-03-0000`

Property Details

APN / Parcel Number

Primary APN	`1076-341-03-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	2,095 sqft
1st Floor Area	1,589 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio/Porch
Porch Area	199 sqft
Patio Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10685 RING AVE
City	RANCHO CUCAMONGA
State	CA
Zip	91737-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9586 LOT 2 TRACT 9586 LOT NO 2
Legal Subdivision	TRACT 9586
Legal Tract	9586
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3004
Census Tract	2029

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10685 RING AVE, RANCHO CUCAMONGA, CA 91737-4415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOANDEPOT.COM LLC
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 2, 2020
Transfer Doc	0000390491
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 2, 2026
Property Address	10685 RING AVE, RANCHO CUCAMONGA, CA 91737-4415
Document Number	0000084849
Instrument Date	Mar 26, 2026
Instrument	202684849
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10685 RING AVE, RANCHO CUCAMONGA, CA 91737-4415

Mortgage

Document Number	0000084849,
Date	Apr 2, 2026
Instrument	202684849

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10685 RING AVE, ALTA LOMA, CA 91737-4415
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10685 RING AVE, RANCHO CUCAMONGA, CA 91737-4415

Mortgage

Document Number	0000028360
Date	Feb 8, 2023
Instrument	2023-0028360

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10685 RING AVE, ALTA LOMA, CA 91737-4415
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10685 RING AVE, ALTA LOMA, CA 91737-4415

Mortgage

Document Number	0000514739
Date	Nov 15, 2021
Instrument	2021-0514739

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 13, 2020
Property Address	10685 RING AVE, ALTA LOMA, CA 91737-4415
Document Number	0000390491
Map Reference	MB 137 PG 86-89
Instrument Date	Oct 2, 2020
Instrument	2020-0390491
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10685 RING AVE, RANCHO CUCAMONGA, CA 91737-4415

Mortgage

Document Number	0000390492
Date	Oct 13, 2020
Instrument	2020-0390492

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Alta Loma Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$166,026 (+2%) Land $18,475 Building $147,551
2025	$1,768.00 (+5.05%) Homeowner's exemption	$162,771 (+4.04%) Land $18,113 Building $144,658
2023	$1,683.00 (+0.36%) Homeowner's exemption	$156,451 Land $17,410 Building $139,041
2022	$1,677.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Ring Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures