10685 Peach Ridge Rd, Athens, OH 45701 Property Records

Athens County property record for 10685 Peach Ridge Rd, Athens, OH 45701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,684 sqft · built 1962
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Aug 2020)
Tax Bill	$4,816 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A01-00100819-00`

Property Details

APN / Parcel Number

Primary APN	`A01-00100819-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,684 sqft Living Area
1st Floor Area	1,834 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	23,958 sqft (0.55 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	10685 PEACH RIDGE RD
City	ATHENS
State	OH
Zip	45701-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11 FRA 49 .550AC
Legal Subdivision	ATHENS
Jurisdiction	ATHENS OH
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2017
Census Tract	973400

Owner

10685 Peach Ridge Rd is owned and occupied by an individual who bought it in August 2020.

Source: Athens County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10685 PEACH RIDGE RD, ATHENS, OH 45701-9766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit OUCU FINANCIAL CU
Aug 5, 2020	Survivorship Deed, Transfer · Line of Credit DECORAH BANK & TRUST CO
Mar 21, 2019	Intrafamily Transfer, Transfer · ARM THE CITIZENS BANK OF LOGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Sep 19, 2012 · Amount on File
Deed Document Number	20204168
Deed Book / Page	570 / 1930
Prior Transfer Date	Mar 14, 2019
Prior Transfer Doc	554/0051
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	10685 PEACH RIDGE RD, ATHENS, OH 45701-9766
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000632/112
Date	Jan 30, 2026
Book Page	632/112
Instrument	202600000390

Lender

Name	OUCU FINANCIAL CU
Type	Credit Union
Address	ATHENS, OH 45701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ATHENS OH
Recording Date	Aug 5, 2020
Property Address	10685 PEACH RIDGE RD, ATHENS, OH 45701-9766
Document Number	570/1930
Book / Page	570 / 1930
Instrument Date	Aug 3, 2020
Instrument	202000004168
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	SECURE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10685 PEACH RIDGE RD, ATHENS, OH 45701-9766

Mortgage

Document Number	202000004169
Date	Aug 5, 2020
Instrument	202000004169

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ATHENS OH
Recording Date	Mar 21, 2019
Property Address	10685 PEACH RIDGE RD, ATHENS, OH 45701-9766
Document Number	554/0051
Book / Page	554 / 0051
Instrument Date	Mar 14, 2019
Instrument	201900001375
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	NOT AVAILABLE, SECURE TITLE SERVICES LTD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10685 PEACH RIDGE RD, ATHENS, OH 45701-9766
Investor	Possibly a Property Investor

Mortgage

Document Number	201900001376
Date	Mar 21, 2019
Instrument	201900001376

Lender

Name	THE CITIZENS BANK OF LOGAN
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 14, 2029
Change Frequency	Annually
Min Rate At Change	5%
Index	1-Year CMT
Margin	3
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 10685 Peach Ridge Rd was $4,816 with a homeowner's exemption.

Source: Athens County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Athens County
County Subdivision	Athens Township
Unified School District	Athens City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,816.00	$87,510 Land $10,330 Building $77,180
2024			$250,020 (-) Land $29,520 Building $220,500
2023	$8,303.00 (+113.55%)	$87,510 (+22.25%) Land $10,330 Building $77,180	$250,020 Land $29,520 Building $220,500
2022	$3,888.00	$71,580 Land $10,330 Building $61,250
2020			$204,520 Land $29,520 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10685 Peach Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10685 Peach Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS PWS private · serves 32,725 people · EPA ID OH0500212
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	SUNDAY CREEK VALLEY WATER PWS
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Smart Way Communications.

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