Lake County property record for 10684 Tibbetts Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,020 sqft · built 1977 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Jan 2024) |
| Tax Bill | $7,818 (2023) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-026-B-00-009-0 |
| Primary APN | 20-A-026-B-00-009-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 640 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Garage Area | 184 sqft |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 192 sqft |
| Balcony | Balcony |
| Balcony Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | D 80 |
|---|---|
| Street Address | 10684 TIBBETTS RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 89 TRACT 3 |
| Legal Subdivision | TOWNSHIP/KIRTLAND 03 |
| Legal Tract | 3 |
| Legal Lot Number | 89 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 206400 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10684 TIBBETTS RD, KIRTLAND, OH 44094-5196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| May 14, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2024 · Amount on Record |
| Deed Sale | Jan 19, 2024 · Amount on Record |
| Deed Document Number | 486814 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 19, 2024 |
| Property Address | 10684 TIBBETTS RD, WILLOUGHBY, OH 44094-5196 |
| Document Number | 0000001195 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024R001195 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10684 TIBBETTS RD, KIRTLAND, OH 44094-5196 |
| Document Number | 0000001196 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 2024R001196 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 10684 TIBBETTS RD, WILLOUGHBY, OH 44094-5196 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011804 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 2018R011804 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 7, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,818.00 (+89.94%) Homeowner's exemption | $74,660 (-) Land $28,460 Building $46,200 | |
| 2022 | $4,116.00 | $74,660 Land $28,460 Building $46,200 | |
| 2021 | $213,290 Land $81,300 Building $131,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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