McKean County property record for 10684 Rte 59, Cyclone, PA 16726
| Property Type | Single Family Home |
|---|---|
| Details | 1,248 sqft · built 1973 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,500 (Aug 2022) |
| Tax Bill | $2,094 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-009.-300.01 |
| Primary APN | 24-009.-300.01 |
|---|---|
| Alternative APN |
|
| Building Area | 1,248 sqft Total Area |
|---|
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 49,223 sqft (1.13 acres) |
| Street Address | 10684 ROUTE 59 |
|---|---|
| City | CYCLONE |
| State | PA |
| Zip | 16726-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:1015-0414 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | KEATING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 420900 |
10684 Rte 59 is owned and occupied by two individuals who bought it in August 2022.
Source: McKean County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10684 ROUTE 59, CYCLONE, PA 16726-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on File |
| Deed Sale | Aug 18, 2022 · Amount on File |
| Deed Document Number | 20222971 |
| Deed Book / Page | 1015 / 414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Aug 18, 2022 |
| Property Address | 10684 ROUTE 59, CYCLONE, PA 16726-1328 |
| Document Number | 001015/414 |
| Book / Page | 1015 / 414 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 202202971 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10684 ROUTE 59, 10684, CYCLONE, PA 16726-1328 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 112 BANK ST, SMETHPORT, PA 16749-1504 |
| Document Number | 0202202972 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 202202972 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 10684 ROUTE 59, CYCLONE, PA 16726-1328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001010/868 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 1010/868 |
| Instrument | 202202144 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | SMETHPORT, PA 16749 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 22, 2037 |
The 2026 property tax bill for 10684 Rte 59 was $2,094.
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| County Subdivision | Keating Township |
| Unified School District | Smethport Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,094.00 | $58,680 Land $11,290 Building $47,390 | |
| 2024 | $1,978.00 | $57,460 Land $11,290 Building $46,170 | |
| 1998 | $58,680 Land $11,290 Building $47,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10684 Rte 59 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10684 Rte 59 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
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