10684 Main St, Roscoe, IL 61073 Property Records

Winnebago County property record for 10684 Main St, Roscoe, IL 61073

Property Summary

Property Type	Commercial
Details	1,738 sqft · built 1950
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on File
Last Sale	$124,000 (Jan 2021)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-33-377-002`

Property Details

APN / Parcel Number

Primary APN	`04-33-377-002`
Alternative APNs	`433377002` `033C380`

Interior

Stories	1 Story
Building Area	1,738 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	10684 MAIN ST
City	ROSCOE
State	IL
Zip	61073-8563
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CR - COMM
Legal Description	WD431-305 BEGN AT INTERSECTION C/L MAIN ST + C/L RIVER ST TH S ALG C/L MAINST 168.82 FT TH W 139 FT TH N TO C/L RIVER ST TH NELY TO POB PT SW1/4 SEC: 3
Legal Block	33
Legal Lot Number	11
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3016
Census Tract	3904

Owner

10684 Main St, a commercial property, is owned by a company that bought it in January 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	10684 MAIN ST, ROSCOE, IL 61073-8563
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Prior Sale	Oct 2, 2015 · Amount on File
Deed Document Number	2021516
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 6, 2021
Property Address	10684 MAIN ST, ROSCOE, IL 61073-8563
Document Number	0000000516
Instrument Date	Dec 30, 2020
Instrument	2100516
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11537 WILD DEER TRL, 11537, ROSCOE, IL 61073-8987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10684 MAIN ST, ROSCOE, IL 61073-8563

Mortgage

Document Number	0000000517
Date	Jan 6, 2021
Instrument	2100517

Lender

Name	NORTHWEST BANK ROCKFORD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 30, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10684 Main St was $4,616, up 3.3% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,616.00 (+3.29%)	$54,952 (+9.49%) Land $16,890 Building $38,062	$164,856 (+9.49%) Land $50,670 Building $114,186
2024	$4,469.00	$50,189 Land $15,426 Building $34,763	$150,567 Land $46,278 Building $104,289
2022		$41,175 Land $12,656 Building $28,519	$123,525 Land $37,968 Building $85,557

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10684 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10684 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Metronet, T-Mobile, Verizon.

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