10684 111th St, Largo, FL 33778 Property Records

Pinellas County property record for 10684 111th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,627 sqft · built 1963
Lot Size0.356 acres (15,533 sqft)
Owner2 Individual Names on Record
Last Sale$23,500 (Dec 1976)
Tax Bill$1,379 (2025)
Deeds & MortgagesAug 2017 Reverse Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-6665-4

Property Details

APN / Parcel Number

Primary APNC62-000-750-6665-4
Alternative APNs
  • 15-30-15-69300-000-0160
  • R163967

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,627 sqft Heated Area
1st Floor Area1,627 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,533 sqft (0.356 acres)
Lot Dimensions113 ft deep x 65 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area368 sqft
Deck Area140 sqft
Patio Area140 sqft
Loading Dock42 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR163967
Old Parcel Number153015693000000160
Street Address10684 111TH ST
CityLARGO
StateFL
Zip33778-4001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE GROVE ESTATES ADD LOT 16
Legal Range15
Legal Township30
Legal Section15
Legal SubdivisionPINE GROVE ESTATES ADD
Legal Lot Number16
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1016
Census Tract25114

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address10684 111TH ST, LARGO, FL 33778-4001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2017Deed of Trust, Mortgage · Reverse Mortgage
THE FEDERAL SAVINGS BANK
Aug 17, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 1976 · Amount on Record
Deed SaleDec 31, 1976 · Amount on Record
Deed Document Number0004463443
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10684 111TH ST, SEMINOLE, FL 33778-4001
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0197522206
DateAug 25, 2017
Book Page19752/2206
Instrument2017264767
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.6%
Type Change DateSep 1, 2018
Change FrequencyAnnually
Max Rate At Change2%
Index1-Year LIBOR
Max Rate5%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10684 111TH ST, SEMINOLE, FL 33778-4001
Document Number0197522222
Instrument DateAug 17, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10684 111TH ST LARGO FL 337784001, LARGO, FL 33778-4001

Mortgage

Document Number0197522222
DateAug 25, 2017
Book Page019752/002222
Instrument264768
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 24410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate4.6%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,379.00 (+12.76%) Homeowner's exemption$110,607 (+5.99%)$293,197 (+4.66%) Land $125,597 Building $167,600
2023$1,223.00 (+4%) Homeowner's exemption$104,359 (+3%)$280,147 (+10.71%) Land $148,323 Building $131,824
2022$1,176.00 Homeowner's exemption$101,319$253,041 Land $148,884 Building $104,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1983–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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