10681 Ritter St, Cypress, CA 90630 Property Records

Orange County property record for 10681 Ritter St, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,700 sqft · built 1964
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Trust Names on File
Last Sale	$680,000 (Aug 2017)
Tax Bill	$9,175 (2025)
Deeds & Mortgages	Oct 2022 Transfer Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`134-495-14`

Property Details

APN / Parcel Number

Primary APN	`134-495-14`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,140 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	6,500 sqft (0.149 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10681 RITTER ST
City	CYPRESS
State	CA
Zip	90630-4947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4966 BLK LOT 15
Legal Subdivision	TRACT NO 4966
Legal Tract	4966
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	110113

Owner

10681 Ritter St is owner-occupied and held in a trust since August 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10681 RITTER ST, CYPRESS, CA 90630-4947
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Intrafamily Transfer, Transfer
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Aug 31, 2017	Grant Deed, Transfer · ARM SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Prior Sale	Jun 9, 1994 · Amount on File
Deed Document Number	2017370616
Prior Transfer Date	Oct 11, 1993
Prior Transfer Doc	0000747352
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 11, 2022
Property Address	10681 RITTER ST, CYPRESS, CA 90630-4947
Document Number	0000330067
Map Reference	MB 185 PG 14-16
Instrument Date	Sep 28, 2022
Instrument	2022000330067
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10681 RITTER ST, CYPRESS, CA 90630-4947

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10681 RITTER ST, CYPRESS, CA 90630-4947
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10681 RITTER ST, CYPRESS, CA 90630-4947

Mortgage

Document Number	0000107837
Date	Mar 21, 2022
Instrument	2022000107837

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10681 RITTER ST, CYPRESS, CA 90630-4947
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10681 RITTER ST, CYPRESS, CA 90630-4947

Mortgage

Document Number	0000698922
Date	Nov 15, 2021
Instrument	2021000698922

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2017
Property Address	10681 RITTER ST, CYPRESS, CA 90630-4947
Document Number	0000370616
Map Reference	MB185 PG14-16
Instrument Date	Aug 3, 2017
Instrument	2017000370616
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10681 RITTER ST, CYPRESS, CA 90630-4947

Mortgage

Document Number	0000370617
Date	Aug 31, 2017
Instrument	2017000370617

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	1-Year CMT
Margin	3
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 10681 Ritter St was $9,175 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Savanna Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$789,196 (+2%) Land $689,044 Building $100,152
2025	$9,175.00 Homeowner's exemption	$773,722 Land $675,533 Building $98,189
2023	$8,541.00 (+2.01%) Homeowner's exemption	$743,678 Land $649,301 Building $94,377
2022	$8,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10681 Ritter St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10681 Ritter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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