Howard County property record for 10681 Old Bond Mill Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,536 sqft · built 1952 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Apr 2026) |
| Tax Bill | $5,520 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-397654 |
| Primary APN | 06-397654 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,536 sqft Total Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 397654 |
|---|---|
| Street Address | 10681 OLD BOND MILL RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 1 .41 A. 10681 OLD BOND MILL RD LAUREL |
| Legal Subdivision | LAUREL |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 606805 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10681 OLD BOND MILL RD, LAUREL, MD 20723-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Apr 9, 2026 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on Record |
| Deed Sale | Apr 9, 2026 · Amount on Record |
| Prior Sale | Sep 26, 2005 · Amount on Record |
| Deed Book / Page | 23182 / 131 |
| Prior Transfer Date | Apr 12, 1985 |
| Prior Transfer Doc | 1338000028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 9, 2026 |
| Property Address | 10681 OLD BOND MILL RD, LAUREL, MD 20723-1229 |
| Document Number | 2318000131 |
| Book / Page | 23182 / 131 |
| Instrument Date | Mar 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10681 OLD BOND MILL RD, LAUREL, MD 20723-1229 |
| Document Number | 2318000138, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 23182/138 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 9, 2026 |
| Property Address | 10681 OLD BOND MILL RD, LAUREL, MD 20723-1229 |
| Document Number | 0231820131 |
| Book / Page | 23182 / 131 |
| Instrument Date | Mar 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10681 OLD BOND MILL RD, LAUREL, MD 20723-1229 |
| Document Number | 2318000138, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 23182/138 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,520.00 (+5.91%) | $340,100 (+6.31%) | $380,500 (+18.94%) Land $298,500 Building $82,000 |
| 2025 | $5,212.00 (+1.66%) | $319,900 (+3.83%) Land $248,500 Building $71,400 | $319,900 (-) Land $248,500 Building $71,400 |
| 2024 | $5,127.00 (+50.71%) | ||
| 2023 | $308,100 | $319,900 Land $248,500 Building $71,400 | |
| 2022 | $3,402.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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