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1068 S Main St, Covington, TN 38019 Property Records

Tipton County property record for 1068 S Main St, Covington, TN 38019

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1 ba · 2,326 sqft · built 1945
Lot Size0.41 acres (17,860 sqft)
Owner2 Owner Names on File
Last Sale$21,600 (Dec 2004)
Tax Bill$301 (2022)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN084041 04701

Property Details

APN / Parcel Number

Primary APN084041 04701
Alternative APN
  • 041 04701

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,326 sqft Total Area
1st Floor Area800 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1945
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area17,860 sqft (0.41 acres)
TerrainRolling
PorchOpen Porch
Porch Area80 sqft
Utility Building1,446 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1068 S MAIN ST
CityCOVINGTON
StateTN
Zip38019-3113
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionDISTRICT: 01, COUNTY AREA: C51 1 ADDITIONAL MOBILE HOME
JurisdictionTIPTON TN
Township / Civil Division2
Census Block Group2
Census Block2004
Census Tract40602

Owner

The current owner of 1068 S Main St bought it in December 2004.

Source: Tipton County records, as of January 19, 2026

Owner of Record2 Owner Names on File
Mailing Address4315 SUNSET POINT RD E, BARTLETT, TN 38135-1029

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2004 · Amount on File
Deed SaleDec 29, 2004 · Amount on File
Deed Document Number0001181279
Deed Book / Page1181 / 279
Record UpdatedJun 8, 2026

May 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionTIPTON TN
Recording DateMay 10, 2018
Property Address1068 S MAIN ST, COVINGTON, TN 38019-3113
Book / Page001759 / 000350
Instrument DateMay 7, 2018
Instrument213596
Transaction TypeMortgage
Record UpdatedMay 30, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address226 HALL RD COVINGTON TN 380197524, COVINGTON, TN 38019-7524

Mortgage

Document Number1759350
DateMay 10, 2018
Book Page001759/000350
Instrument213596
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
Address1601 UPS DR, LOUISVILLE, KY 40223-4023
Agreement
AmountAmount on Record
Term180 Months
DueMay 9, 2033

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityCovington City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,400 Land $5,160 Building $4,240
2023$9,400 Land $5,160 Building $4,240
2022$301.00
2020$23,500 Land $12,900 Building $10,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1068 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1068 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Aeneas Communications.

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