1068 86th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1068 86th Ave W, Duluth, MN 55808

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 3 ba · 2,280 sqft · built 1913
Lot Size	0.158 acres (6,918 sqft)
Owner	2 Individual Names on File
Last Sale	$116,875 (Feb 2018)
Tax Bill	$3,708 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3300-03890`

Property Details

APN / Parcel Number

Primary APN	`010-3300-03890`
Alternative APN	`1045628`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,280 sqft Gross Area
1st Floor Area	1,140 sqft
Basement Area	855 sqft
Finished Basement	855 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1985
Architectural Style	Triplex
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Lot Area	6,918 sqft (0.158 acres)
Garage Area	280 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	88 sqft
Deck Area	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1045628
Street Address	1068 86TH AVE W
City	DULUTH
State	MN
Zip	55808-1413
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0008 BLOCK:030 SERIAL #
Legal Subdivision	MORGAN PARK OF DULUTH
Legal Block	30
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1009
Census Tract	3700

Owner

1068 86th Ave W, a residential property, is owned by two individuals who bought it in February 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8630 BEVERLY ST, DULUTH, MN 55808-1442
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on File
Deed Sale	Feb 2, 2018 · Amount on File
Prior Sale	Apr 17, 2002 · Amount on File
Deed Document Number	2018994857
Record Updated	Sep 20, 2026

February 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Feb 2, 2018
Property Address	1068 86TH AVE W, DULUTH, MN 55808-1413
Instrument Date	Jan 5, 2018
Instrument	T994857
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.69
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8630 BEVERLY ST DULUTH MN 558081442, DULUTH, MN 55808-1442

Mortgage

Document Number	000T994857
Date	Feb 2, 2018
Instrument	T994857

Lender

Name	RICHARD & KATHLEEN FICHTNER
Address	PO BOX 836, MOOSE LAKE, MN 55767-0836
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2038

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 1068 86th Ave W was $3,708, up 0.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,708.00 (+0.27%)
2025	$3,698.00 (-2.94%)	$233,100 (+6.1%) Land $15,300 Building $217,800	$233,100 (+6.1%) Land $15,300 Building $217,800
2024	$3,810.00	$219,700 Land $18,000 Building $201,700	$219,700 Land $18,000 Building $201,700
2022		$169,600 Land $16,700 Building $152,900	$169,600 Land $16,700 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1068 86th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1068 86th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20